BankUnited, National Association: SBA Lending Profile
BankUnited, National Association is an FDIC-insured bank, headquartered in Miami Lakes, FL. It is active in 16 states, concentrated around FL, CA, IL. Everything below comes from federal SBA loan records, not from the lender's marketing. This is what it has actually funded.
Loan sizes BankUnited, National Association actually approves
The median SBA approval at BankUnited, National Association is $889,000. The middle 80% of its loans fall between $180,000 and $2,020,800. The smallest approval on record since 2020 is $50,000 and the largest is $5,000,000. If the amount you need sits far outside that range, this is probably not the right first call, no matter what the website says.
Programs
| Program | Loans FY25-26 | Median size | Median rate | Median term |
|---|---|---|---|---|
| SBA 7(a) | 51 | $889K | 7.5% | 10 years |
| 504 first mortgage (third party) | 11 | $757K | n/a | 20 years |
Industries it funds most
| Industry | Loans since 2020 | Share |
|---|---|---|
| Plumbing, Heating, and Air-Conditioning Contractors | 6 | 4.5% |
| Child Day Care Services | 5 | 3.8% |
| Sign Manufacturing | 4 | 3% |
| Gasoline Stations with Convenience Stores | 4 | 3% |
| Full-Service Restaurants | 4 | 3% |
| General Automotive Repair | 4 | 3% |
| Commercial Printing (except Screen and Books) | 3 | 2.3% |
| Home Health Care Services | 3 | 2.3% |
| Local Messengers and Local Delivery | 3 | 2.3% |
| Insurance Agencies and Brokerages | 3 | 2.3% |
| Offices of Lawyers | 3 | 2.3% |
| Limited-Service Restaurants | 2 | 1.5% |
Borrower profile
- only 9.3% of its recent SBA loans went to startups, this lender works almost entirely with established businesses.
- Collateral was taken on 98.5% of its recent SBA loans.
- 21.1% of its SBA lending is revolving lines of credit rather than term loans.
- 51.1% of its loans carry fixed rates; the rest are variable.
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Sources and limits. Figures are derived from U.S. Small Business Administration 7(a) and 504 FOIA loan-level records (data as of 2026-06-30, retrieved 2026-08-08) and FDIC public institution data. They describe past lending activity only. They are not rate quotes, not current offers, and not an indication that any business will qualify. Lender programs and criteria change. Big Brain Funding is not affiliated with or endorsed by BankUnited, National Association.