Built from federal loan records

The SBA Lender Directory

Most lender lists repeat what lenders say about themselves. This directory is built from federal SBA loan records: 281 active lenders ranked by what they actually approved in FY2025 and FY2026. Real amounts, real rates, real industries.

281 lenders

#	Lender	Type	Loans FY25-26	Median loan	Median rate
1	The Huntington National Bank	Bank	10,582	$95K	9.5%
2	Northeast Bank	Bank	10,476	$103K	10.75%
3	Newtek Bank, National Association	Bank	8,725	$200K	11.25%
4	U.S. Bank, National Association	Bank	5,729	$45K	8.51%
5	TD Bank, National Association	Bank	4,949	$50K	10.55%
6	Manufacturers and Traders Trust Company	Bank	4,883	$50K	10.49%
7	Readycap Lending, LLC	Non-Bank SBA Lender (SBLC)	4,304	$150K	11.25%
8	Live Oak Banking Company	Bank	3,908	$785K	8.35%
9	JPMorgan Chase Bank, National Association	Bank	2,912	$185K	10.65%
10	Celtic Bank Corporation	Bank	2,546	$150K	10.25%
11	Lendistry SBLC, LLC	Non-Bank SBA Lender (SBLC)	2,425	$150K	12.25%
12	Wells Fargo Bank National Association	Bank	2,106	$15K	9.75%
13	Zions Bank, A Division of	Bank	2,013	$135K	9.5%
14	BayFirst National Bank	Bank	1,925	$150K	12.25%
15	United Midwest Savings Bank National Association	Bank	1,598	$150K	9.75%
16	Bank of America, National Association	Bank	1,581	$332K	6.5%
17	Columbia Bank	Bank	1,243	$50K	11%
18	KeyBank National Association	Bank	1,212	$100K	9.24%
19	CenTrust Bank, A Division of SmartBiz Bank National Association	Bank	1,141	$150K	11.25%
20	First Bank of the Lake	Bank	1,059	$373K	10.25%
21	Mortgage Capital Development Corporation	CDC	965	$744K	n/a
22	Harvest Small Business Finance, LLC	Non-Bank SBA Lender (SBLC)	813	$770K	9.5%
23	Byline Bank	Bank	799	$800K	9.5%
24	Fifth Third Bank	Bank	789	$200K	8%
25	Banco Popular de Puerto Rico	Bank	700	$55K	11.25%
26	Bank of Hope	Bank	697	$323K	8.5%
27	Florida Business Development Corporation	CDC	696	$445K	n/a
28	First Internet Bank of Indiana	Bank	695	$816K	10%
29	Eastern Bank	Bank	669	$65K	8.74%
30	CDC Small Business Finance Corp.	Non-Bank SBA Lender (SBLC)	653	$147K	10.5%
31	Florida First Capital Finance Corporation, Inc.	CDC	560	$526K	n/a
32	First-Citizens Bank & Trust Company	504 Third Party Lender	557	$750K	n/a
33	Business Finance Capital	CDC	549	$881K	n/a
34	PNC Bank, National Association	Bank	541	$50K	9.4%
35	California Statewide Certified Development Corporation	CDC	515	$721K	n/a
36	Citizens Bank	Bank	487	$490K	9%
37	Mountain West Small Business Finance	CDC	453	$491K	n/a
38	Mountain America FCU	Credit Union	421	$100K	8.5%
39	Banner Bank	Bank	413	$100K	8.24%
40	Bank Five Nine	Bank	401	$416K	9%
41	Stone Bank	Bank	398	$150K	9.75%
42	Old National Bank	Bank	394	$500K	7.5%
43	Beacon Bank and Trust	Bank	390	$645K	8.25%
44	Port 51 Lending LLC	Non-Bank SBA Lender (SBLC)	374	$1.1M	9.75%
45	Pinnacle Bank	Bank	374	$768K	7.25%
46	Hanmi Bank	Bank	373	$578K	8.5%
47	Harvest Commercial Capital, LLC	504 Third Party Lender	373	$899K	n/a
48	Empire State Certified Development Corporation	CDC	366	$607K	n/a
49	Heritage Bank Inc	Bank	364	$150K	11.75%
50	Colony Bank	Bank	362	$150K	11%
51	Regions Bank	Bank	361	$559K	7.75%
52	TowneBank	Bank	346	$624K	9%
53	Webster Bank National Association	Bank	343	$200K	8.11%
54	East West Bank	Bank	343	$497K	8.5%
55	Rockland Trust Company	Bank	343	$200K	7.24%
56	SouthState Bank, National Association	Bank	339	$350K	9%
57	First Commonwealth Bank	Bank	334	$390K	9%
58	Northwest Bank	Bank	332	$194K	9.5%
59	AMPAC Tri-State CDC, Inc.	Non-Bank SBA Lender (SBLC)	331	$150K	12%
60	VelocitySBA, LLC	Non-Bank SBA Lender (SBLC)	327	$765K	9.75%
61	First Financial Bank	Bank	327	$590K	7.5%
62	Grasshopper Bank National Association	Bank	319	$500K	10.5%
63	US Metro Bank	Bank	317	$1.5M	8%
64	GBank	Bank	315	$2.4M	8.25%
65	WBD, Inc.	CDC	314	$518K	n/a
66	Granite State Economic Development Corporation	CDC	308	$301K	n/a
67	Small Business Growth Corporation	CDC	305	$483K	n/a
68	Enterprise Bank & Trust	Bank	303	$931K	6%
69	Capital Certified Development Corporation	CDC	299	$623K	n/a
70	First Merchants Bank	Bank	295	$375K	9.5%
71	America First Federal Credit Union	Credit Union	292	$573K	6.75%
72	Pathward National Association	Bank	286	$1.0M	9.5%
73	United Community Bank	Bank	276	$540K	7.5%
74	Wilmington Savings Fund Society FSB	Bank	272	$500K	9%
75	Glacier Bank	Bank	265	$218K	6.52%
76	First National Bank of Pennsylvania	Bank	257	$627K	8.65%
77	City National Bank	Bank	253	$851K	6.67%
78	The Bancorp Bank National Association	Bank	248	$576K	7.5%
79	Stearns Bank National Association	Bank	246	$225K	9%
80	Gulf Coast Bank and Trust Company	Bank	240	$628K	9.5%
81	Peoples Bank	Bank	240	$288K	7.5%
82	B:Side Capital	CDC	238	$453K	n/a
83	Truliant FCU	Credit Union	235	$1.1M	10.25%
84	Open Bank	Bank	234	$1.1M	7.75%
85	Climate First Bank	Bank	232	$715K	9.75%
86	Magnifi Financial CU	Credit Union	226	$234K	10.25%
87	Hancock Whitney Bank	Bank	221	$375K	9.75%
88	First Community Bank	Bank	219	$298K	7.5%
89	Commonwealth Business Bank	Bank	218	$767K	6.75%
90	OakStar Bank	Bank	216	$382K	9%
91	WaFd Bank	Bank	213	$30K	11.5%
92	Trenton Business Assistance Corporation	CDC	211	$857K	n/a
93	CalPrivate Bank	Bank	206	$849K	8.75%
94	PCB Bank	Bank	201	$829K	7.75%
95	Fulton Bank, National Association	Bank	200	$450K	9.5%
96	Shoreham Bank	Bank	197	$1.7M	9.25%
97	Idaho Central CU	Credit Union	195	$300K	9.75%
98	Truist Bank	Bank	195	$598K	6%
99	PlainsCapital Bank	Bank	190	$149K	9.5%
100	T Bank, National Association	Bank	186	$1.4M	9.25%
101	Oriental Bank	Bank	185	$112K	7.75%
102	Midwest Regional Bank	Bank	184	$564K	8.25%
103	SomerCor 504, Inc.	CDC	183	$465K	n/a
104	City National Bank of Florida	Bank	183	$350K	10.5%
105	FDIC - Community Bank & Trust-West Georgia	Non-Bank SBA Lender (SBLC)	182	$950K	9.25%
106	Metro City Bank	Bank	175	$1.3M	6%
107	Bay Colony Development Corporation	CDC	172	$343K	n/a
108	Central Bank	Bank	171	$250K	7.5%
109	Centerstone SBA Lending, Inc.	Non-Bank SBA Lender (SBLC)	165	$910K	9%
110	Citizens Bank, National Association	Bank	164	$350K	8%
111	Washington Trust Bank	Bank	164	$250K	8.5%
112	BancFirst	Bank	163	$200K	6.25%
113	Wallis Bank	Bank	162	$1.1M	7%
114	Woori America Bank	Bank	160	$500K	8.75%
115	BankNewport	Bank	157	$60K	11.75%
116	Midwest Business Finance Corporation	CDC	155	$390K	n/a
117	ESL FCU	Credit Union	155	$60K	8.49%
118	First Bank	Bank	155	$601K	7.38%
119	Associated Bank National Association	Bank	155	$268K	7.83%
120	First Interstate Bank	Bank	155	$200K	7.75%
121	LiftFund, Inc.	Non-Bank SBA Lender (SBLC)	153	$148K	9.9%
122	Meridian Bank	Bank	149	$538K	8.5%
123	Horizon Bank	Bank	148	$244K	8.46%
124	New England Certified Development Corporation	CDC	144	$418K	n/a
125	FinWise Bank	Bank	144	$675K	8.88%
126	Business Finance Group, Inc.	CDC	143	$463K	n/a
127	Capital Matrix, Inc.	CDC	142	$335K	n/a
128	Capital Community Bank	Bank	142	$425K	9.5%
129	Frost Bank	Bank	139	$340K	7.25%
130	Evergreen Business Capital	CDC	138	$500K	n/a
131	Nicolet National Bank	Bank	137	$305K	5.95%
132	Merchants Bank of Indiana	Bank	136	$752K	8.75%
133	UMB Bank, National Association	Bank	136	$350K	7.15%
134	Bankwell Bank	Bank	135	$1.0M	9.75%
135	Five Star Bank	Bank	135	$217K	7.5%
136	HomeTrust Bank	Bank	132	$803K	7.5%
137	Hanover Community Bank	Bank	131	$600K	10.25%
138	Michigan Certified Development Corporation	CDC	130	$405K	n/a
139	Union Bank and Trust Company	Bank	129	$245K	7.75%
140	1st Source Bank	Bank	129	$85K	7.75%
141	Atlantic Union Bank	Bank	128	$489K	9.25%
142	Capital Bank, National Association	Bank	127	$310K	8.25%
143	The Fidelity Bank	Bank	126	$679K	9.5%
144	Banc of California	Bank	125	$1.1M	5.5%
145	Salem Five Cents Savings Bank	Bank	125	$130K	8.5%
146	FirstBank Puerto Rico	Bank	123	$89K	9.5%
147	BankVista	Bank	123	$256K	7.38%
148	Busey Bank	Bank	121	$725K	7.5%
149	Renasant Bank	Bank	121	$638K	7%
150	Liberty Bank	Bank	120	$100K	9%
151	Central Pacific Bank	Bank	119	$40K	8.99%
152	Rural Missouri, Inc.	CDC	118	$490K	n/a
153	Frandsen Bank and Trust	Bank	117	$335K	8.5%
154	Sound Credit Union	Credit Union	116	$32K	11.25%
155	Stock Yards Bank & Trust Company	Bank	116	$300K	7.25%
156	Bangor Savings Bank	Bank	116	$120K	7.62%
157	ConnectOne Bank	Bank	114	$574K	9.5%
158	Valley National Bank	Bank	114	$656K	9%
159	Univest Bank and Trust Co	Bank	113	$350K	10%
160	Bell Bank	Bank	113	$390K	8.75%
161	Plumas Bank	Bank	113	$511K	7%
162	Bay Area Employment Development Company	CDC	112	$606K	n/a
163	Leader Bank, National Association	Bank	112	$200K	9.5%
164	FWBank	Bank	110	$745K	9.75%
165	Citizens Business Bank National Association	504 Third Party Lender	110	$825K	n/a
166	Western Alliance Bank	Bank	110	$693K	8.25%
167	Milestone Bank	Bank	109	$1.1M	10%
168	Dakota Business Finance	CDC	108	$386K	n/a
169	Platinum Bank	Bank	108	$500K	9.75%
170	PromiseOne Bank	Bank	107	$700K	7%
171	Mission Valley Bank	Bank	107	$1.2M	9.5%
172	Republic Bank & Trust Company	Bank	107	$255K	6.5%
173	Community Banks of Colorado, A Division of NBH Bank	Bank	107	$500K	7.5%
174	Capital One National Association	Bank	106	$500K	6.45%
175	Southwestern National Bank	Bank	105	$1.2M	8.75%
176	EverBank National Association	504 Third Party Lender	105	$1.4M	n/a
177	Cache Valley Bank	Bank	105	$207K	6.25%
178	Community Trust Bank, Inc.	Bank	104	$111K	7%
179	M&T Bank Corporation	504 Third Party Lender	103	$550K	n/a
180	Provident Bank	Bank	103	$600K	7.5%
181	Capital Access Group, Inc.	CDC	101	$649K	n/a
182	Emprise Bank	Bank	101	$286K	7.5%
183	Gesa CU	Credit Union	100	$454K	9.75%
184	Commercial Bank of California	Bank	99	$893K	8.5%
185	Seacoast National Bank	Bank	99	$369K	7.75%
186	Business Expansion Funding Corporation	CDC	97	$487K	n/a
187	Community Investment Corporation	CDC	97	$347K	n/a
188	Centier Bank	Bank	96	$149K	7.25%
189	Twin Cities-Metro Certified Development Company	CDC	95	$465K	n/a
190	Great Lakes Commercial Finance	CDC	95	$364K	n/a
191	Accion Opportunity Fund Community Development	Non-Bank SBA Lender (SBLC)	95	$225K	10.25%
192	Arvest Bank	Bank	93	$92K	6.25%
193	First Bank & Trust	Bank	92	$400K	9%
194	MidFirst Bank	Bank	92	$935K	7%
195	Advantage Certified Development Corporation	CDC	91	$767K	n/a
196	American Momentum Bank	Bank	91	$741K	9.5%
197	RiverBank	Bank	91	$200K	9.37%
198	Banesco USA	Bank	91	$496K	9.5%
199	Evolve Bank and Trust	Bank	91	$710K	9%
200	Capital Partners Certified Development Company	CDC	90	$661K	n/a
201	Happen Bank	Bank	90	$874K	7.12%
202	Customers Bank	Bank	89	$500K	7%
203	United FCU	Credit Union	88	$798K	9.5%
204	Bristol County Savings Bank	Bank	88	$100K	7.95%
205	BMO Bank National Association	Bank	88	$468K	6%
206	Falcon National Bank	Bank	87	$403K	8.38%
207	Southern Bancorp Bank	Bank	86	$378K	7.75%
208	BANK OF AMERICA N.A.	504 Third Party Lender	86	$964K	n/a
209	FFB Bank	Bank	86	$650K	9.75%
210	Community Bank of Mississippi	Bank	86	$245K	6%
211	Southland Economic Development Corporation	CDC	85	$557K	n/a
212	Arizona Capital Source	CDC	85	$419K	n/a
213	Intermountain Business Lending, Inc.	CDC	84	$441K	n/a
214	b1BANK	Bank	84	$490K	9.5%
215	CRF Small Business Loan Company, LLC	Non-Bank SBA Lender (SBLC)	83	$350K	8.25%
216	Indiana Statewide Certified Development Corporation	CDC	81	$412K	n/a
217	Nevada State Development Corporation	CDC	81	$422K	n/a
218	The Citizens National Bank of Meridian	Bank	81	$150K	9.5%
219	Independent Bank	Bank	81	$390K	8.62%
220	Firstrust Savings Bank	Bank	79	$820K	8.25%
221	Santander Bank, National Association	Bank	78	$70K	10.75%
222	Maine Community Bank	Bank	78	$121K	7.14%
223	Dakota Business Lending	CDC	77	$382K	n/a
224	Harborstone CU	Credit Union	77	$510K	9.25%
225	ChoiceOne Bank	Bank	77	$350K	7%
226	DFCU Financial	Credit Union	77	$500K	9%
227	504 Capital Corporation	CDC	76	$408K	n/a
228	Texas Capital Bank	Bank	76	$1.1M	6.75%
229	Cen Cal Business Finance Group	CDC	75	$432K	n/a
230	First Fidelity Bank	504 Third Party Lender	75	$631K	n/a
231	PeopleFund	Non-Bank SBA Lender (SBLC)	75	$128K	9.75%
232	First Business Bank	Bank	74	$765K	9%
233	American Continental Bank	Bank	73	$680K	7.5%
234	GBC International Bank	Bank	73	$588K	6.5%
235	Sunshine State Economic Development Corporation	CDC	73	$424K	n/a
236	CIBC Bank USA	Bank	72	$414K	6.5%
237	First Horizon Bank	Bank	72	$655K	7%
238	North State Bank	Bank	71	$530K	7.25%
239	Northwest Business Development Association	CDC	70	$545K	n/a
240	Village Bank and Trust, National Association	Bank	70	$392K	7.25%
241	Citibank, N.A.	Bank	69	$90K	8%
242	Bank First, N.A.	Bank	69	$292K	5.75%
243	Telhio Credit Union Inc	Credit Union	68	$150K	9.5%
244	Meredith Village Savings Bank	Bank	68	$60K	9.5%
245	First Resource Bank	Bank	68	$308K	9.25%
246	WesBanco Bank, Inc.	Bank	68	$268K	8%
247	First American Bank	Bank	68	$476K	6.57%
248	North Texas Certified Development Corporation	CDC	67	$758K	n/a
249	Quaint Oak Bank	Bank	67	$465K	9.5%
250	First United Bank and Trust Company	Bank	67	$541K	7%
251	Commerce Bank	Bank	66	$100K	7.5%
252	Bank of Oak Ridge	Bank	65	$572K	9.5%
253	Tompkins Community Bank	Bank	65	$100K	7.5%
254	Colorado Enterprise Fund	Non-Bank SBA Lender (SBLC)	64	$150K	9.99%
255	Bank of Springfield	Bank	64	$150K	7.5%
256	First Utah Bank	Bank	64	$728K	9.38%
257	The Central Trust Bank	Bank	63	$111K	7.5%
258	BankUnited, National Association	Bank	62	$889K	7.5%
259	CCFBank National Association	Credit Union	62	$385K	7.5%
260	Cogent Bank	Bank	62	$753K	9.38%
261	Alloy Development Co., Inc.	CDC	61	$377K	n/a
262	Alerus Financial, National Association	Bank	61	$500K	7%
263	American Bank	Bank	60	$349K	9.75%
264	Greater East Texas Certified Development Company	CDC	60	$767K	n/a
265	New Millennium Bank	Bank	57	$550K	6.5%
266	Greater Sacramento Certified Development Corporation	CDC	57	$432K	n/a
267	Bank of Clarke	Bank	57	$500K	10.12%
268	Merrimack County Savings Bank	Bank	57	$83K	6.75%
269	South Eastern Economic Development Company of Pennsylvania	CDC	55	$597K	n/a
270	Trustmark Bank	Bank	55	$171K	6.25%
271	Paradise Bank	Bank	55	$992K	6.75%
272	Encore Bank	Bank	55	$457K	9.25%
273	Rappahannock Economic Development Corporation	CDC	54	$428K	n/a
274	Western Commerce Bank	Bank	53	$284K	7.91%
275	First Service Bank	Bank	53	$350K	8.55%
276	Small Business Access Partners, Inc.	CDC	52	$523K	n/a
277	Premier Capital Corporation	CDC	52	$362K	n/a
278	Wisconsin Women's Business Initiative Corporation	Non-Bank SBA Lender (SBLC)	52	$150K	9.25%
279	Peapack Private Bank and Trust	Bank	52	$755K	7.25%
280	Four States Bank, Inc.	Bank	51	$259K	10%
281	Merchants & Marine Bank	Bank	50	$294K	10.5%

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Sources and limits. Derived from U.S. Small Business Administration 7(a) and 504 FOIA loan-level records and FDIC public data. Figures describe past lending activity only and are not offers, quotes, or qualification decisions. Big Brain Funding is not a lender and is not affiliated with any lender listed.