SBA Lenders Actively Funding Businesses in New Jersey

Since 2020, 300 different SBA lenders have approved13,103 loans for businesses in New Jersey. The table below ranks the most active by loans actually made in the state, not by advertising budget. A lender headquartered elsewhere that funds heavily in New Jerseybeats a local name that rarely writes SBA loans.

Most active SBA lenders in New Jersey

Lender	NJ loans since 2020	Median loan	Median rate
TD Bank, National Association	2,874	$50K	10.55%
Manufacturers and Traders Trust Company	1,025	$50K	10.49%
Trenton Business Assistance Corporation	657	$857K	n/a
The Huntington National Bank	438	$95K	9.5%
JPMorgan Chase Bank, National Association	382	$185K	10.65%
Empire State Certified Development Corporation	363	$607K	n/a
Wells Fargo Bank National Association	340	$15K	9.75%
Newtek Bank, National Association	315	$200K	11.25%
PNC Bank, National Association	308	$50K	9.4%
BayFirst National Bank	299	$150K	12.25%
Readycap Lending, LLC	296	$150K	11.25%
Live Oak Banking Company	294	$785K	8.35%
Northeast Bank	286	$103K	10.75%
Fulton Bank, National Association	258	$450K	9.5%
Wilmington Savings Fund Society FSB	217	$500K	9%
Provident Bank	202	$600K	7.5%
Meridian Bank	167	$538K	8.5%
Celtic Bank Corporation	132	$150K	10.25%
Peapack Private Bank and Trust	132	$755K	7.25%
Beacon Bank and Trust	131	$645K	8.25%
United Midwest Savings Bank National Association	122	$150K	9.75%
Santander Bank, National Association	118	$70K	10.75%
Bank of America, National Association	114	$332K	6.5%
FinWise Bank	104	$675K	8.88%
Hanover Community Bank	101	$600K	10.25%

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Sources and limits. Derived from U.S. Small Business Administration 7(a) and 504 FOIA loan-level records. Loan counts reflect projects located in New Jersey. Figures describe past lending activity only and are not offers, quotes, or qualification decisions. Big Brain Funding is not a lender and is not affiliated with any lender listed.