Empire State Certified Development Corporation: SBA Lending Profile
Empire State Certified Development Corporation is a Certified Development Company (CDC), headquartered in Latham, NY. It is active in 7 states, concentrated around NY, NJ, PA. Everything below comes from federal SBA loan records, not from the lender's marketing. This is what it has actually funded.
Loan sizes Empire State Certified Development Corporation actually approves
The median SBA approval at Empire State Certified Development Corporation is $607,000. The middle 80% of its loans fall between $192,000 and $2,183,000. The smallest approval on record since 2020 is $50,000 and the largest is $5,500,000. If the amount you need sits far outside that range, this is probably not the right first call, no matter what the website says.
Industries it funds most
| Industry | Loans since 2020 | Share |
|---|---|---|
| Full-Service Restaurants | 160 | 5.1% |
| Hotels (except Casino Hotels) and Motels | 151 | 4.8% |
| Offices of Physicians (except Mental Health Specialists) | 120 | 3.8% |
| Offices of Dentists | 80 | 2.5% |
| Offices of Lawyers | 73 | 2.3% |
| Child Day Care Services | 70 | 2.2% |
| Fitness and Recreational Sports Centers | 46 | 1.5% |
| All Other Specialty Trade Contractors | 43 | 1.4% |
| Plumbing, Heating, and Air-Conditioning Contractors | 43 | 1.4% |
| General Automotive Repair | 41 | 1.3% |
| Full-Service Restaurants | 38 | 1.2% |
| Limited-Service Restaurants | 38 | 1.2% |
Borrower profile
- only 7.8% of its recent SBA loans went to startups, this lender works almost entirely with established businesses.
- Collateral was taken on 98.6% of its recent SBA loans.
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Sources and limits. Figures are derived from U.S. Small Business Administration 7(a) and 504 FOIA loan-level records (data as of 2026-06-30, retrieved 2026-08-08) and FDIC public institution data. They describe past lending activity only. They are not rate quotes, not current offers, and not an indication that any business will qualify. Lender programs and criteria change. Big Brain Funding is not affiliated with or endorsed by Empire State Certified Development Corporation.