Trenton Business Assistance Corporation: SBA Lending Profile
Certified CDFI, U.S. Treasury
Trenton Business Assistance Corporation is a Certified Development Company (CDC), headquartered in Princeton, NJ. It is active in 5 states, concentrated around NJ, NY, PA. Everything below comes from federal SBA loan records, not from the lender's marketing. This is what it has actually funded.
Loan sizes Trenton Business Assistance Corporation actually approves
The median SBA approval at Trenton Business Assistance Corporation is $857,000. The middle 80% of its loans fall between $250,000 and $3,134,000. The smallest funded approval in the available source window is $44,000 and the largest is $5,500,000. If the amount you need sits far outside that range, this is probably not the right first call, no matter what the website says.
Programs
| Program | Loans FY25-26 | Median size | Median rate | Median term |
|---|---|---|---|---|
| SBA 504 | 167 | $857K | n/a | 25 years |
| SBA 7(a) | 44 | $150K | 9.5% | 10 years |
Industries it funds most
| Industry | Funded loans in source data | Share |
|---|---|---|
| Full-Service Restaurants | 52 | 6.2% |
| Child Day Care Services | 31 | 3.7% |
| Hotels (except Casino Hotels) and Motels | 28 | 3.3% |
| Other Miscellaneous Nondurable Goods Merchant Wholesalers | 26 | 3.1% |
| Offices of Physicians (except Mental Health Specialists) | 25 | 3% |
| Other Miscellaneous Durable Goods Merchant Wholesalers | 23 | 2.7% |
| Offices of Lawyers | 18 | 2.1% |
| Supermarkets and Other Grocery (except Convenience) Stores | 15 | 1.8% |
| General Automotive Repair | 14 | 1.7% |
| Offices of Dentists | 11 | 1.3% |
| Caterers | 11 | 1.3% |
| Car Washes | 10 | 1.2% |
How fast Trenton Business Assistance Corporation actually funds
Approval is not money in the bank. Across 722 loans where both dates are on record, the typical gap between SBA approval and first disbursement at Trenton Business Assistance Corporation is 180 days. Half its loans fund between 119 and 300 days. That is slow relative to the roughly 20 day typical SBA lender, which is normal for real estate backed deals that need appraisals, but worth planning around if your timeline is tight.
Lending momentum
Trenton Business Assistance Corporation has held its SBA volume roughly steady from FY2023 to FY2025, a sign of a consistent, established program.
Funded approvals by SBA fiscal year (October to September). FY2026 is excluded because it is still in progress.
Borrower profile
- This institution is a Treasury-certified Community Development Financial Institution. CDFIs exist specifically to fund businesses and communities that conventional lenders often decline.
- only 4.7% of its funded SBA records with known business age went to startups, this lender works almost entirely with established businesses.
- Collateral was taken on 98.6% of its recent SBA loans.
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Sources and limits. Figures are derived from U.S. Small Business Administration 7(a) and 504 FOIA loan-level records (data as of 2026-06-30, retrieved 2026-08-08) and FDIC public institution data. CDFI certification status from the U.S. Treasury CDFI Fund certified institution list. Funding speed is the median gap between approval date and first disbursement date in SBA records. Some lenders report disbursement at month end, which can round the figure upward. They describe past lending activity only. They are not rate quotes, not current offers, and not an indication that any business will qualify. Lender programs and criteria change. Big Brain Funding is not affiliated with or endorsed by Trenton Business Assistance Corporation.