SBA Lenders That Actually Fund Health Care Businesses

Plenty of lenders say they serve every industry. The loan records say otherwise: some lenders write hundreds of health care loans while others avoid the industry entirely. This ranking is built from what each lender approved, not what it advertises.

Most active lenders in health care

Lender	Industry loans since 2020	Median loan (all)	Median rate	Startup share
The Huntington National Bank	3,251	$95K	9.5%	37.6%
Live Oak Banking Company	1,871	$785K	8.35%	22.4%
Wells Fargo Bank National Association	1,156	$15K	9.75%	83.7%
Newtek Bank, National Association	984	$200K	11.25%	17.3%
Readycap Lending, LLC	931	$150K	11.25%	18.6%
TD Bank, National Association	919	$50K	10.55%	28.7%
U.S. Bank, National Association	895	$45K	8.51%	32.4%
JPMorgan Chase Bank, National Association	887	$640K	n/a	1.7%
BayFirst National Bank	849	$150K	12.25%	3.2%
Manufacturers and Traders Trust Company	804	$50K	10.49%	36.7%
Florida Business Development Corporation	718	$445K	n/a	6%
JPMorgan Chase Bank, National Association	687	$185K	10.65%	8%
United Midwest Savings Bank National Association	655	$150K	9.75%	81.2%
Celtic Bank Corporation	648	$150K	10.25%	20.8%
Mortgage Capital Development Corporation	591	$744K	n/a	4%
Northeast Bank	589	$103K	10.75%	11.1%
CDC Small Business Finance Corp.	572	$636K	n/a	1.4%
Bank of America, National Association	556	$332K	6.5%	17.1%
Florida First Capital Finance Corporation, Inc.	537	$526K	n/a	10.2%
Mountain West Small Business Finance	499	$491K	n/a	8.4%
Zions Bank, A Division of	460	$528K	n/a	1.9%
Banco Popular de Puerto Rico	436	$55K	11.25%	29.4%
Empire State Certified Development Corporation	418	$607K	n/a	7.8%
California Statewide Certified Development Corporation	391	$721K	n/a	1.8%
Zions Bank, A Division of	354	$135K	9.5%	36.4%

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Sources and limits. Derived from U.S. Small Business Administration 7(a) and 504 FOIA loan-level records, grouped by NAICS industry classification. Figures describe past lending activity only and are not offers, quotes, or qualification decisions. Big Brain Funding is not a lender and is not affiliated with any lender listed.