Business Expansion Funding Corporation: SBA Lending Profile
Certified CDFI, U.S. Treasury
Business Expansion Funding Corporation is a Certified Development Company (CDC), headquartered in Charlotte, NC. It is active in 4 states, concentrated around NC, SC, VA. Everything below comes from federal SBA loan records, not from the lender's marketing. This is what it has actually funded.
Loan sizes Business Expansion Funding Corporation actually approves
The median SBA approval at Business Expansion Funding Corporation is $487,000. The middle 80% of its loans fall between $174,500 and $1,603,500. The smallest funded approval in the available source window is $52,000 and the largest is $5,499,000. If the amount you need sits far outside that range, this is probably not the right first call, no matter what the website says.
Industries it funds most
| Industry | Funded loans in source data | Share |
|---|---|---|
| Hotels (except Casino Hotels) and Motels | 45 | 5.3% |
| Child Day Care Services | 44 | 5.2% |
| Full-Service Restaurants | 36 | 4.2% |
| Limited-Service Restaurants | 30 | 3.5% |
| General Automotive Repair | 25 | 2.9% |
| Offices of Physicians (except Mental Health Specialists) | 21 | 2.5% |
| Car Washes | 21 | 2.5% |
| Offices of Dentists | 20 | 2.4% |
| Fitness and Recreational Sports Centers | 20 | 2.4% |
| Landscaping Services | 14 | 1.6% |
| Breweries | 14 | 1.6% |
| Full-Service Restaurants | 13 | 1.5% |
How fast Business Expansion Funding Corporation actually funds
Approval is not money in the bank. Across 654 loans where both dates are on record, the typical gap between SBA approval and first disbursement at Business Expansion Funding Corporation is 196 days. Half its loans fund between 93 and 365 days. That is slow relative to the roughly 20 day typical SBA lender, which is normal for real estate backed deals that need appraisals, but worth planning around if your timeline is tight.
Lending momentum
Business Expansion Funding Corporation has held its SBA volume roughly steady from FY2023 to FY2025, a sign of a consistent, established program.
Funded approvals by SBA fiscal year (October to September). FY2026 is excluded because it is still in progress.
Borrower profile
- This institution is a Treasury-certified Community Development Financial Institution. CDFIs exist specifically to fund businesses and communities that conventional lenders often decline.
- only 8.5% of its funded SBA records with known business age went to startups, this lender works almost entirely with established businesses.
- Collateral was taken on 97.7% of its recent SBA loans.
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Sources and limits. Figures are derived from U.S. Small Business Administration 7(a) and 504 FOIA loan-level records (data as of 2026-06-30, retrieved 2026-08-08) and FDIC public institution data. CDFI certification status from the U.S. Treasury CDFI Fund certified institution list. Funding speed is the median gap between approval date and first disbursement date in SBA records. Some lenders report disbursement at month end, which can round the figure upward. They describe past lending activity only. They are not rate quotes, not current offers, and not an indication that any business will qualify. Lender programs and criteria change. Big Brain Funding is not affiliated with or endorsed by Business Expansion Funding Corporation.