PromiseOne Bank: SBA Lending Profile
PromiseOne Bank is an FDIC-insured bank, headquartered in Duluth, GA. It is active in 26 states, concentrated around GA, TX, PA. Everything below comes from federal SBA loan records, not from the lender's marketing. This is what it has actually funded.
Loan sizes PromiseOne Bank actually approves
The median SBA approval at PromiseOne Bank is $700,000. The middle 80% of its loans fall between $194,600 and $2,525,600. The smallest approval on record since 2020 is $50,000 and the largest is $5,000,000. If the amount you need sits far outside that range, this is probably not the right first call, no matter what the website says.
Industries it funds most
| Industry | Loans since 2020 | Share |
|---|---|---|
| Hotels (except Casino Hotels) and Motels | 74 | 21.2% |
| Full-Service Restaurants | 37 | 10.6% |
| Broilers and Other Meat Type Chicken Production | 20 | 5.7% |
| Limited-Service Restaurants | 20 | 5.7% |
| Gasoline Stations with Convenience Stores | 20 | 5.7% |
| Beer, Wine, and Liquor Stores | 16 | 4.6% |
| Gasoline Stations with Convenience Stores | 15 | 4.3% |
| Beer, Wine, and Liquor Retailers | 14 | 4% |
| Cosmetics, Beauty Supplies, and Perfume Stores | 7 | 2% |
| Supermarkets and Other Grocery (except Convenience) Stores | 7 | 2% |
| Offices of Dentists | 7 | 2% |
| Cosmetics, Beauty Supplies, and Perfume Retailers | 7 | 2% |
Borrower profile
- 46.8% of its recent SBA loans went to startups or businesses under two years old, which is high, most SBA lenders skew heavily toward established companies.
- Collateral was taken on 99.7% of its recent SBA loans.
- 2% of its loans carry fixed rates; the rest are variable.
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Sources and limits. Figures are derived from U.S. Small Business Administration 7(a) and 504 FOIA loan-level records (data as of 2026-06-30, retrieved 2026-08-08) and FDIC public institution data. They describe past lending activity only. They are not rate quotes, not current offers, and not an indication that any business will qualify. Lender programs and criteria change. Big Brain Funding is not affiliated with or endorsed by PromiseOne Bank.