SBA Lenders That Actually Fund Business & Facility Services Businesses

Plenty of lenders say they serve every industry. The loan records say otherwise: some lenders write hundreds of business & facility services loans while others avoid the industry entirely. This ranking is built from what each lender approved, not what it advertises.

Most active lenders in business & facility services

Lender	Industry loans since 2020	Median loan (all)	Median rate	Startup share
The Huntington National Bank	2,514	$95K	9.5%	37.6%
TD Bank, National Association	1,141	$50K	10.55%	28.7%
United Midwest Savings Bank National Association	1,029	$150K	9.75%	81.2%
U.S. Bank, National Association	808	$45K	8.51%	32.4%
Manufacturers and Traders Trust Company	707	$50K	10.49%	36.7%
Wells Fargo Bank National Association	660	$15K	9.75%	83.7%
Newtek Bank, National Association	599	$200K	11.25%	17.3%
BayFirst National Bank	562	$150K	12.25%	3.2%
Readycap Lending, LLC	472	$150K	11.25%	18.6%
JPMorgan Chase Bank, National Association	468	$185K	10.65%	8%
Live Oak Banking Company	418	$785K	8.35%	22.4%
Northeast Bank	346	$103K	10.75%	11.1%
Bank of America, National Association	276	$332K	6.5%	17.1%
Celtic Bank Corporation	272	$150K	10.25%	20.8%
KeyBank National Association	247	$100K	9.24%	66.3%
Columbia Bank	233	$50K	11%	10.1%
Zions Bank, A Division of	214	$135K	9.5%	36.4%
Eastern Bank	199	$65K	8.74%	14.4%
First Bank of the Lake	188	$373K	10.25%	66%
PNC Bank, National Association	149	$50K	9.4%	32.8%
Lendistry SBLC, LLC	145	$150K	12.25%	0.8%
Mortgage Capital Development Corporation	131	$744K	n/a	4%
CDC Small Business Finance Corp.	126	$636K	n/a	1.4%
Granite State Economic Development Corporation	125	$301K	n/a	13.4%
Beacon Bank and Trust	125	$645K	8.25%	28.2%

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Sources and limits. Derived from U.S. Small Business Administration 7(a) and 504 FOIA loan-level records, grouped by NAICS industry classification. Figures describe past lending activity only and are not offers, quotes, or qualification decisions. Big Brain Funding is not a lender and is not affiliated with any lender listed.