SBA Lenders Actively Funding Businesses in Texas

Since 2020, 679 different SBA lenders have approved33,122 loans for businesses in Texas. The table below ranks the most active by loans actually made in the state, not by advertising budget. A lender headquartered elsewhere that funds heavily in Texasbeats a local name that rarely writes SBA loans.

Most active SBA lenders in Texas

Lender	TX loans since 2020	Median loan	Median rate
The Huntington National Bank	2,265	$95K	9.5%
Wells Fargo Bank National Association	1,472	$15K	9.75%
Capital Certified Development Corporation	1,325	$623K	n/a
Live Oak Banking Company	1,037	$785K	8.35%
JPMorgan Chase Bank, National Association	968	$185K	10.65%
Readycap Lending, LLC	854	$150K	11.25%
Newtek Bank, National Association	851	$200K	11.25%
BayFirst National Bank	797	$150K	12.25%
United Midwest Savings Bank National Association	669	$150K	9.75%
North Texas Certified Development Corporation	626	$758K	n/a
Greater East Texas Certified Development Company	583	$767K	n/a
Zions Bank, A Division of	573	$135K	9.5%
Northeast Bank	565	$103K	10.75%
LiftFund, Inc.	565	$666K	n/a
Celtic Bank Corporation	508	$150K	10.25%
Frost Bank	505	$340K	7.25%
PNC Bank, National Association	501	$50K	9.4%
Fifth Third Bank	500	$200K	8%
Wallis Bank	436	$1.1M	7%
PlainsCapital Bank	365	$149K	9.5%
Bank of America, National Association	321	$332K	6.5%
JPMorgan Chase Bank, National Association	301	$640K	n/a
SouthState Bank, National Association	297	$350K	9%
First Bank of the Lake	296	$373K	10.25%
Lendistry SBLC, LLC	285	$150K	12.25%

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Sources and limits. Derived from U.S. Small Business Administration 7(a) and 504 FOIA loan-level records. Loan counts reflect projects located in Texas. Figures describe past lending activity only and are not offers, quotes, or qualification decisions. Big Brain Funding is not a lender and is not affiliated with any lender listed.