Meredith Village Savings Bank: SBA Lending Profile
Meredith Village Savings Bank is an FDIC-insured bank, headquartered in Meredith, NH. It is active in 2 states, concentrated around NH, ME. Everything below comes from federal SBA loan records, not from the lender's marketing. This is what it has actually funded.
Loan sizes Meredith Village Savings Bank actually approves
The median SBA approval at Meredith Village Savings Bank is $60,000. The middle 80% of its loans fall between $20,000 and $304,000. The smallest funded approval in the available source window is $10,000 and the largest is $2,070,000. If the amount you need sits far outside that range, this is probably not the right first call, no matter what the website says.
Programs
| Program | Loans FY25-26 | Median size | Median rate | Median term |
|---|---|---|---|---|
| SBA 7(a) | 65 | $60K | 9.5% | 10 years |
| 504 first mortgage (third party) | 3 | $235K | n/a | 20 years |
Industries it funds most
| Industry | Funded loans in source data | Share |
|---|---|---|
| Landscaping Services | 17 | 12.2% |
| Full-Service Restaurants | 11 | 7.9% |
| Residential Remodelers | 6 | 4.3% |
| Painting and Wall Covering Contractors | 5 | 3.6% |
| Plumbing, Heating, and Air-Conditioning Contractors | 5 | 3.6% |
| New Single-Family Housing Construction (except For-Sale Builders) | 5 | 3.6% |
| Finish Carpentry Contractors | 4 | 2.9% |
| Limited-Service Restaurants | 4 | 2.9% |
| General Automotive Repair | 4 | 2.9% |
| Snack and Nonalcoholic Beverage Bars | 3 | 2.2% |
| Other Personal and Household Goods Repair and Maintenance | 3 | 2.2% |
| Automotive Body, Paint, and Interior Repair and Maintenance | 3 | 2.2% |
How fast Meredith Village Savings Bank actually funds
Approval is not money in the bank. Across 137 loans where both dates are on record, the typical gap between SBA approval and first disbursement at Meredith Village Savings Bank is 2 days. Half its loans fund between 0 and 13 days. That is fast. The typical SBA lender takes about 20 days, and many take far longer.
Lending momentum
SBA approvals at Meredith Village Savings Bank by fiscal year.
Funded approvals by SBA fiscal year (October to September). FY2026 is excluded because it is still in progress.
Borrower profile
- only 5.8% of its funded SBA records with known business age went to startups, this lender works almost entirely with established businesses.
- Collateral was taken on 94.2% of its recent SBA loans.
- 56.8% of its SBA lending is revolving lines of credit rather than term loans.
- 42.4% of its loans carry fixed rates; the rest are variable.
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Sources and limits. Figures are derived from U.S. Small Business Administration 7(a) and 504 FOIA loan-level records (data as of 2026-06-30, retrieved 2026-08-08) and FDIC public institution data. Funding speed is the median gap between approval date and first disbursement date in SBA records. Some lenders report disbursement at month end, which can round the figure upward. They describe past lending activity only. They are not rate quotes, not current offers, and not an indication that any business will qualify. Lender programs and criteria change. Big Brain Funding is not affiliated with or endorsed by Meredith Village Savings Bank.