Evergreen Business Capital: SBA Lending Profile
Evergreen Business Capital is a Certified Development Company (CDC), headquartered in Seattle, WA. It is active in 5 states, concentrated around WA, OR, AK. Everything below comes from federal SBA loan records, not from the lender's marketing. This is what it has actually funded.
Loan sizes Evergreen Business Capital actually approves
The median SBA approval at Evergreen Business Capital is $500,000. The middle 80% of its loans fall between $193,000 and $1,790,000. The smallest approval on record since 2020 is $51,000 and the largest is $5,500,000. If the amount you need sits far outside that range, this is probably not the right first call, no matter what the website says.
Programs
| Program | Loans FY25-26 | Median size | Median rate | Median term |
|---|---|---|---|---|
| SBA 504 | 135 | $500K | n/a | 20 years |
| SBA 7(a) | 3 | $113K | 10.88% | 10 years |
Industries it funds most
| Industry | Loans since 2020 | Share |
|---|---|---|
| Offices of Dentists | 90 | 5.2% |
| Hotels (except Casino Hotels) and Motels | 86 | 5% |
| Full-Service Restaurants | 61 | 3.5% |
| Offices of Physicians (except Mental Health Specialists) | 39 | 2.2% |
| General Automotive Repair | 39 | 2.2% |
| All Other Specialty Trade Contractors | 34 | 2% |
| Offices of Lawyers | 32 | 1.8% |
| Limited-Service Restaurants | 31 | 1.8% |
| Lessors of Miniwarehouses and Self-Storage Units | 30 | 1.7% |
| Plumbing, Heating, and Air-Conditioning Contractors | 25 | 1.4% |
| Full-Service Restaurants | 22 | 1.3% |
| Used Car Dealers | 21 | 1.2% |
Borrower profile
- only 3.9% of its recent SBA loans went to startups, this lender works almost entirely with established businesses.
- Collateral was taken on 99.1% of its recent SBA loans.
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Sources and limits. Figures are derived from U.S. Small Business Administration 7(a) and 504 FOIA loan-level records (data as of 2026-06-30, retrieved 2026-08-08) and FDIC public institution data. They describe past lending activity only. They are not rate quotes, not current offers, and not an indication that any business will qualify. Lender programs and criteria change. Big Brain Funding is not affiliated with or endorsed by Evergreen Business Capital.