Community Investment Corporation: SBA Lending Profile
Community Investment Corporation is a Certified Development Company (CDC), headquartered in Hamden, CT. It is active in 3 states, concentrated around CT, RI, MA. Everything below comes from federal SBA loan records, not from the lender's marketing. This is what it has actually funded.
Loan sizes Community Investment Corporation actually approves
The median SBA approval at Community Investment Corporation is $347,000. The middle 80% of its loans fall between $148,800 and $1,116,200. The smallest funded approval in the available source window is $40,000 and the largest is $4,821,000. If the amount you need sits far outside that range, this is probably not the right first call, no matter what the website says.
Programs
| Program | Loans FY25-26 | Median size | Median rate | Median term |
|---|---|---|---|---|
| SBA 504 | 86 | $347K | n/a | 20 years |
| SBA 7(a) | 11 | $150K | 10.5% | 10 years |
Industries it funds most
| Industry | Funded loans in source data | Share |
|---|---|---|
| Lessors of Nonresidential Buildings (except Miniwarehouses) | 26 | 4.9% |
| Full-Service Restaurants | 20 | 3.8% |
| Child Day Care Services | 16 | 3% |
| Offices of Dentists | 14 | 2.7% |
| General Automotive Repair | 13 | 2.5% |
| Fitness and Recreational Sports Centers | 12 | 2.3% |
| Plumbing, Heating, and Air-Conditioning Contractors | 11 | 2.1% |
| Offices of Physicians (except Mental Health Specialists) | 10 | 1.9% |
| Full-Service Restaurants | 10 | 1.9% |
| Insurance Agencies and Brokerages | 9 | 1.7% |
| Offices of Lawyers | 9 | 1.7% |
| Hotels (except Casino Hotels) and Motels | 9 | 1.7% |
How fast Community Investment Corporation actually funds
Approval is not money in the bank. Across 444 loans where both dates are on record, the typical gap between SBA approval and first disbursement at Community Investment Corporation is 142 days. Half its loans fund between 89 and 309 days. That is slow relative to the roughly 20 day typical SBA lender, which is normal for real estate backed deals that need appraisals, but worth planning around if your timeline is tight.
Lending momentum
Community Investment Corporation has been pulling back. Approvals are down 45.5% from FY2023 to FY2025, which can mean tightened credit or a shift in strategy. Worth asking about before you invest time in an application.
Funded approvals by SBA fiscal year (October to September). FY2026 is excluded because it is still in progress.
Borrower profile
- only 7.8% of its funded SBA records with known business age went to startups, this lender works almost entirely with established businesses.
- Collateral was taken on 97.2% of its recent SBA loans.
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Sources and limits. Figures are derived from U.S. Small Business Administration 7(a) and 504 FOIA loan-level records (data as of 2026-06-30, retrieved 2026-08-08) and FDIC public institution data. Funding speed is the median gap between approval date and first disbursement date in SBA records. Some lenders report disbursement at month end, which can round the figure upward. They describe past lending activity only. They are not rate quotes, not current offers, and not an indication that any business will qualify. Lender programs and criteria change. Big Brain Funding is not affiliated with or endorsed by Community Investment Corporation.