Bankwell Bank: SBA Lending Profile
Bankwell Bank is an FDIC-insured bank, headquartered in New Canaan, CT. It is active in 30 states, concentrated around TX, FL, CA. Everything below comes from federal SBA loan records, not from the lender's marketing. This is what it has actually funded.
Loan sizes Bankwell Bank actually approves
The median SBA approval at Bankwell Bank is $1,000,000. The middle 80% of its loans fall between $180,000 and $3,500,000. The smallest funded approval in the available source window is $50,000 and the largest is $5,000,000. If the amount you need sits far outside that range, this is probably not the right first call, no matter what the website says.
Industries it funds most
| Industry | Funded loans in source data | Share |
|---|---|---|
| Insurance Agencies and Brokerages | 59 | 34.5% |
| Full-Service Restaurants | 14 | 8.2% |
| Child Day Care Services | 11 | 6.4% |
| All Other Professional, Scientific, and Technical Services | 3 | 1.8% |
| Custom Computer Programming Services | 3 | 1.8% |
| Fine Arts Schools | 3 | 1.8% |
| Janitorial Services | 2 | 1.2% |
| Assisted Living Facilities for the Elderly | 2 | 1.2% |
| Educational Support Services | 2 | 1.2% |
| Other Building Finishing Contractors | 2 | 1.2% |
| Pet Care (except Veterinary) Services | 2 | 1.2% |
| Beauty Salons | 2 | 1.2% |
How fast Bankwell Bank actually funds
Approval is not money in the bank. Across 152 loans where both dates are on record, the typical gap between SBA approval and first disbursement at Bankwell Bank is 22 days. Half its loans fund between 11 and 39 days. The typical SBA lender takes about 20 days, so this is roughly in line with the market.
Lending momentum
SBA approvals at Bankwell Bank by fiscal year.
Funded approvals by SBA fiscal year (October to September). FY2026 is excluded because it is still in progress.
Conventional small business lending, beyond SBA
SBA loans are a fraction of most banks' small business lending. Under the Community Reinvestment Act, Bankwell Bank reported 130 small business loan originations in 2024, totaling $42M, at an average of about $323K per loan across 20 states. 31.5% of those loans went to businesses with under $1M in annual revenue.
Borrower profile
- 28.7% of its funded SBA records with known business age went to startups or businesses under two years old.
- Collateral was taken on 100% of its recent SBA loans.
- 1.2% of its loans carry fixed rates; the rest are variable.
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Sources and limits. Figures are derived from U.S. Small Business Administration 7(a) and 504 FOIA loan-level records (data as of 2026-06-30, retrieved 2026-08-08) and FDIC public institution data. Conventional small business lending figures from FFIEC CRA disclosure data (2024 activity year); CRA loan counts include business credit card originations at some institutions. Funding speed is the median gap between approval date and first disbursement date in SBA records. Some lenders report disbursement at month end, which can round the figure upward. They describe past lending activity only. They are not rate quotes, not current offers, and not an indication that any business will qualify. Lender programs and criteria change. Big Brain Funding is not affiliated with or endorsed by Bankwell Bank.