Intermountain Business Lending, Inc.: SBA Lending Profile
Intermountain Business Lending, Inc. is a Certified Development Company (CDC), headquartered in Ogden, UT. It is active in 3 states, concentrated around UT, ID, NV. Everything below comes from federal SBA loan records, not from the lender's marketing. This is what it has actually funded.
Loan sizes Intermountain Business Lending, Inc. actually approves
The median SBA approval at Intermountain Business Lending, Inc. is $441,000. The middle 80% of its loans fall between $146,500 and $1,468,000. The smallest funded approval in the available source window is $57,000 and the largest is $5,500,000. If the amount you need sits far outside that range, this is probably not the right first call, no matter what the website says.
Industries it funds most
| Industry | Funded loans in source data | Share |
|---|---|---|
| Offices of Dentists | 39 | 4.6% |
| General Automotive Repair | 37 | 4.3% |
| Hotels (except Casino Hotels) and Motels | 24 | 2.8% |
| Full-Service Restaurants | 22 | 2.6% |
| Electrical Contractors and Other Wiring Installation Contractors | 18 | 2.1% |
| Offices of Physicians (except Mental Health Specialists) | 18 | 2.1% |
| Insurance Agencies and Brokerages | 15 | 1.8% |
| Offices of Mental Health Practitioners (except Physicians) | 15 | 1.8% |
| Plumbing, Heating, and Air-Conditioning Contractors | 15 | 1.8% |
| All Other Professional, Scientific, and Technical Services | 14 | 1.6% |
| Child Day Care Services | 14 | 1.6% |
| Offices of Lawyers | 14 | 1.6% |
How fast Intermountain Business Lending, Inc. actually funds
Approval is not money in the bank. Across 772 loans where both dates are on record, the typical gap between SBA approval and first disbursement at Intermountain Business Lending, Inc. is 126 days. Half its loans fund between 97 and 266 days. That is slow relative to the roughly 20 day typical SBA lender, which is normal for real estate backed deals that need appraisals, but worth planning around if your timeline is tight.
Lending momentum
Intermountain Business Lending, Inc. has been pulling back. Approvals are down 26.4% from FY2023 to FY2025, which can mean tightened credit or a shift in strategy. Worth asking about before you invest time in an application.
Funded approvals by SBA fiscal year (October to September). FY2026 is excluded because it is still in progress.
Borrower profile
- only 4.6% of its funded SBA records with known business age went to startups, this lender works almost entirely with established businesses.
- Collateral was taken on 99.8% of its recent SBA loans.
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Sources and limits. Figures are derived from U.S. Small Business Administration 7(a) and 504 FOIA loan-level records (data as of 2026-06-30, retrieved 2026-08-08) and FDIC public institution data. Funding speed is the median gap between approval date and first disbursement date in SBA records. Some lenders report disbursement at month end, which can round the figure upward. They describe past lending activity only. They are not rate quotes, not current offers, and not an indication that any business will qualify. Lender programs and criteria change. Big Brain Funding is not affiliated with or endorsed by Intermountain Business Lending, Inc..