AMPAC Tri-State CDC, Inc.: SBA Lending Profile
AMPAC Tri-State CDC, Inc. is a non-bank SBA lending company (SBLC), headquartered in Ontario, CA. It is active in 3 states, concentrated around CA, AZ, NV. Everything below comes from federal SBA loan records, not from the lender's marketing. This is what it has actually funded.
Loan sizes AMPAC Tri-State CDC, Inc. actually approves
The median SBA approval at AMPAC Tri-State CDC, Inc. is $150,000. The middle 80% of its loans fall between $49,300 and $350,000. The smallest funded approval in the available source window is $15,000 and the largest is $350,000. If the amount you need sits far outside that range, this is probably not the right first call, no matter what the website says.
Programs
| Program | Loans FY25-26 | Median size | Median rate | Median term |
|---|---|---|---|---|
| SBA 7(a) | 228 | $150K | 12% | 10 years |
| SBA 504 | 103 | $592K | n/a | 22.5 years |
Industries it funds most
| Industry | Funded loans in source data | Share |
|---|---|---|
| All Other Personal Services | 10 | 4.5% |
| Full-Service Restaurants | 9 | 4% |
| Limited-Service Restaurants | 8 | 3.6% |
| Offices of Physicians (except Mental Health Specialists) | 6 | 2.7% |
| Beauty Salons | 6 | 2.7% |
| Residential Remodelers | 5 | 2.2% |
| Offices of Lawyers | 5 | 2.2% |
| Clothing and Clothing Accessories Retailers | 5 | 2.2% |
| Offices of Mental Health Practitioners (except Physicians) | 4 | 1.8% |
| Insurance Agencies and Brokerages | 4 | 1.8% |
| All Other Specialty Trade Contractors | 4 | 1.8% |
| Offices of All Other Miscellaneous Health Practitioners | 3 | 1.3% |
How fast AMPAC Tri-State CDC, Inc. actually funds
Approval is not money in the bank. Across 206 loans where both dates are on record, the typical gap between SBA approval and first disbursement at AMPAC Tri-State CDC, Inc. is 24 days. Half its loans fund between 16 and 37 days. The typical SBA lender takes about 20 days, so this is roughly in line with the market.
Lending momentum
AMPAC Tri-State CDC, Inc. is expanding its SBA program. Approvals are up 435% from FY2023 to FY2025, which usually means an active appetite and a team that wants deals.
Funded approvals by SBA fiscal year (October to September). FY2026 is excluded because it is still in progress.
Borrower profile
- 25% of its funded SBA records with known business age went to startups or businesses under two years old.
- Collateral was taken on 70.5% of its recent SBA loans.
- 0.9% of its loans carry fixed rates; the rest are variable.
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Sources and limits. Figures are derived from U.S. Small Business Administration 7(a) and 504 FOIA loan-level records (data as of 2026-06-30, retrieved 2026-08-08) and FDIC public institution data. Funding speed is the median gap between approval date and first disbursement date in SBA records. Some lenders report disbursement at month end, which can round the figure upward. They describe past lending activity only. They are not rate quotes, not current offers, and not an indication that any business will qualify. Lender programs and criteria change. Big Brain Funding is not affiliated with or endorsed by AMPAC Tri-State CDC, Inc..