Advantage Certified Development Corporation: SBA Lending Profile
Advantage Certified Development Corporation is a Certified Development Company (CDC), headquartered in Long Beach, CA. It is active in 2 states, concentrated around CA, TX. Everything below comes from federal SBA loan records, not from the lender's marketing. This is what it has actually funded.
Loan sizes Advantage Certified Development Corporation actually approves
The median SBA approval at Advantage Certified Development Corporation is $767,000. The middle 80% of its loans fall between $290,000 and $2,440,800. The smallest funded approval in the available source window is $95,000 and the largest is $5,500,000. If the amount you need sits far outside that range, this is probably not the right first call, no matter what the website says.
Industries it funds most
| Industry | Funded loans in source data | Share |
|---|---|---|
| Hotels (except Casino Hotels) and Motels | 18 | 5.7% |
| Offices of Lawyers | 12 | 3.8% |
| Gasoline Stations with Convenience Stores | 12 | 3.8% |
| Offices of Physicians (except Mental Health Specialists) | 11 | 3.5% |
| Gasoline Stations with Convenience Stores | 10 | 3.2% |
| Child Day Care Services | 9 | 2.9% |
| Offices of Dentists | 7 | 2.2% |
| Full-Service Restaurants | 7 | 2.2% |
| Automotive Body, Paint, and Interior Repair and Maintenance | 6 | 1.9% |
| Electrical Contractors and Other Wiring Installation Contractors | 6 | 1.9% |
| Other Miscellaneous Nondurable Goods Merchant Wholesalers | 4 | 1.3% |
| General Automotive Repair | 4 | 1.3% |
How fast Advantage Certified Development Corporation actually funds
Approval is not money in the bank. Across 300 loans where both dates are on record, the typical gap between SBA approval and first disbursement at Advantage Certified Development Corporation is 122 days. Half its loans fund between 90 and 177 days. That is slow relative to the roughly 20 day typical SBA lender, which is normal for real estate backed deals that need appraisals, but worth planning around if your timeline is tight.
Lending momentum
Advantage Certified Development Corporation is expanding its SBA program. Approvals are up 65% from FY2023 to FY2025, which usually means an active appetite and a team that wants deals.
Funded approvals by SBA fiscal year (October to September). FY2026 is excluded because it is still in progress.
Borrower profile
- only 6.1% of its funded SBA records with known business age went to startups, this lender works almost entirely with established businesses.
- Collateral was taken on 99.7% of its recent SBA loans.
Smarter Business Funding
Find out what your business could qualify for
Answer six quick questions and get your business funding profile. We match it against real SBA lending records and follow up personally. No credit check, about 60 seconds.
Start your funding profile →Owner Experiences
Worked with Advantage Certified Development Corporation? Tell other owners.
Real experiences from business owners help others pick the right lender. Reviews are screened before publishing. We never pay for reviews, and lenders cannot pay to change or remove them.
Sources and limits. Figures are derived from U.S. Small Business Administration 7(a) and 504 FOIA loan-level records (data as of 2026-06-30, retrieved 2026-08-08) and FDIC public institution data. Funding speed is the median gap between approval date and first disbursement date in SBA records. Some lenders report disbursement at month end, which can round the figure upward. They describe past lending activity only. They are not rate quotes, not current offers, and not an indication that any business will qualify. Lender programs and criteria change. Big Brain Funding is not affiliated with or endorsed by Advantage Certified Development Corporation.