Stone Bank: SBA Lending Profile
Stone Bank is an FDIC-insured bank, headquartered in Mountain View, AR. It is a national lender, with SBA loans on record in 48 states and territories. Everything below comes from federal SBA loan records, not from the lender's marketing. This is what it has actually funded.
Loan sizes Stone Bank actually approves
The median SBA approval at Stone Bank is $150,000. The middle 80% of its loans fall between $75,000 and $2,161,700. The smallest approval on record since 2020 is $25,000 and the largest is $5,000,000. If the amount you need sits far outside that range, this is probably not the right first call, no matter what the website says.
Industries it funds most
| Industry | Loans since 2020 | Share |
|---|---|---|
| Car Washes | 24 | 5.4% |
| General Freight Trucking, Long-Distance, Truckload | 14 | 3.2% |
| Broilers and Other Meat Type Chicken Production | 10 | 2.3% |
| Insurance Agencies and Brokerages | 10 | 2.3% |
| Child Day Care Services | 9 | 2% |
| Nail Salons | 9 | 2% |
| Hotels (except Casino Hotels) and Motels | 8 | 1.8% |
| Gasoline Stations with Convenience Stores | 8 | 1.8% |
| Other Management Consulting Services | 8 | 1.8% |
| All Other Professional, Scientific, and Technical Services | 8 | 1.8% |
| Fitness and Recreational Sports Centers | 7 | 1.6% |
| General Automotive Repair | 7 | 1.6% |
Borrower profile
- 15.2% of its recent SBA loans went to startups or businesses under two years old.
- Collateral was taken on 99.8% of its recent SBA loans.
- 3.2% of its loans carry fixed rates; the rest are variable.
Smarter Business Funding
Find out what your business could qualify for
Answer six quick questions and get your business funding profile. We match it against real SBA lending records and follow up personally. No credit check, about 60 seconds.
Start your funding profile →Owner Experiences
Worked with Stone Bank? Tell other owners.
Real experiences from business owners help others pick the right lender. Reviews are screened before publishing. We never pay for reviews, and lenders cannot pay to change or remove them.
Sources and limits. Figures are derived from U.S. Small Business Administration 7(a) and 504 FOIA loan-level records (data as of 2026-06-30, retrieved 2026-08-08) and FDIC public institution data. They describe past lending activity only. They are not rate quotes, not current offers, and not an indication that any business will qualify. Lender programs and criteria change. Big Brain Funding is not affiliated with or endorsed by Stone Bank.