Accion Opportunity Fund Community Development: SBA Lending Profile
Certified CDFI, U.S. Treasury
Accion Opportunity Fund Community Development is a non-bank SBA lending company (SBLC), headquartered in San Jose, CA. It is active in 24 states, concentrated around NY, TX, CA. Everything below comes from federal SBA loan records, not from the lender's marketing. This is what it has actually funded.
Loan sizes Accion Opportunity Fund Community Development actually approves
The median SBA approval at Accion Opportunity Fund Community Development is $225,000. The middle 80% of its loans fall between $115,000 and $350,000. The smallest funded approval in the available source window is $75,000 and the largest is $350,000. If the amount you need sits far outside that range, this is probably not the right first call, no matter what the website says.
Industries it funds most
| Industry | Funded loans in source data | Share |
|---|---|---|
| Full-Service Restaurants | 9 | 9.9% |
| Nail Salons | 4 | 4.4% |
| General Freight Trucking, Local | 4 | 4.4% |
| Insurance Agencies and Brokerages | 4 | 4.4% |
| Clothing and Clothing Accessories Retailers | 4 | 4.4% |
| Custom Computer Programming Services | 3 | 3.3% |
| Limited-Service Restaurants | 3 | 3.3% |
| Employment Placement Agencies | 2 | 2.2% |
| Specialized Automotive Repair | 2 | 2.2% |
| Landscaping Services | 2 | 2.2% |
| All Other Specialty Trade Contractors | 2 | 2.2% |
| Residential Remodelers | 2 | 2.2% |
How fast Accion Opportunity Fund Community Development actually funds
Approval is not money in the bank. Across 87 loans where both dates are on record, the typical gap between SBA approval and first disbursement at Accion Opportunity Fund Community Development is 9 days. Half its loans fund between 4 and 16 days. That is fast. The typical SBA lender takes about 20 days, and many take far longer.
Lending momentum
SBA approvals at Accion Opportunity Fund Community Development by fiscal year.
Funded approvals by SBA fiscal year (October to September). FY2026 is excluded because it is still in progress.
Borrower profile
- This institution is a Treasury-certified Community Development Financial Institution. CDFIs exist specifically to fund businesses and communities that conventional lenders often decline.
- only 6.6% of its funded SBA records with known business age went to startups, this lender works almost entirely with established businesses.
- Collateral was taken on 100% of its recent SBA loans.
- 0% of its loans carry fixed rates; the rest are variable.
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Sources and limits. Figures are derived from U.S. Small Business Administration 7(a) and 504 FOIA loan-level records (data as of 2026-06-30, retrieved 2026-08-08) and FDIC public institution data. CDFI certification status from the U.S. Treasury CDFI Fund certified institution list. Funding speed is the median gap between approval date and first disbursement date in SBA records. Some lenders report disbursement at month end, which can round the figure upward. They describe past lending activity only. They are not rate quotes, not current offers, and not an indication that any business will qualify. Lender programs and criteria change. Big Brain Funding is not affiliated with or endorsed by Accion Opportunity Fund Community Development.