Accion Opportunity Fund Community Development: SBA Lending Profile
Certified CDFI, U.S. Treasury
Accion Opportunity Fund Community Development is a non-bank SBA lending company (SBLC), headquartered in San Jose, CA. It is active in 24 states, concentrated around NY, TX, CA. Everything below comes from federal SBA loan records, not from the lender's marketing. This is what it has actually funded.
Loan sizes Accion Opportunity Fund Community Development actually approves
The median SBA approval at Accion Opportunity Fund Community Development is $225,000. The middle 80% of its loans fall between $115,000 and $350,000. The smallest approval on record since 2020 is $75,000 and the largest is $350,000. If the amount you need sits far outside that range, this is probably not the right first call, no matter what the website says.
Industries it funds most
| Industry | Loans since 2020 | Share |
|---|---|---|
| Full-Service Restaurants | 9 | 9.9% |
| Nail Salons | 4 | 4.4% |
| General Freight Trucking, Local | 4 | 4.4% |
| Insurance Agencies and Brokerages | 4 | 4.4% |
| Clothing and Clothing Accessories Retailers | 4 | 4.4% |
| Custom Computer Programming Services | 3 | 3.3% |
| Limited-Service Restaurants | 3 | 3.3% |
| Employment Placement Agencies | 2 | 2.2% |
| Specialized Automotive Repair | 2 | 2.2% |
| Landscaping Services | 2 | 2.2% |
| All Other Specialty Trade Contractors | 2 | 2.2% |
| Residential Remodelers | 2 | 2.2% |
Borrower profile
- This institution is a Treasury-certified Community Development Financial Institution. CDFIs exist specifically to fund businesses and communities that conventional lenders often decline.
- only 6.6% of its recent SBA loans went to startups, this lender works almost entirely with established businesses.
- Collateral was taken on 100% of its recent SBA loans.
- 0% of its loans carry fixed rates; the rest are variable.
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Sources and limits. Figures are derived from U.S. Small Business Administration 7(a) and 504 FOIA loan-level records (data as of 2026-06-30, retrieved 2026-08-08) and FDIC public institution data. CDFI certification status from the U.S. Treasury CDFI Fund certified institution list. They describe past lending activity only. They are not rate quotes, not current offers, and not an indication that any business will qualify. Lender programs and criteria change. Big Brain Funding is not affiliated with or endorsed by Accion Opportunity Fund Community Development.