Truliant FCU: SBA Lending Profile
Truliant FCU is a credit union, headquartered in Winston-Salem, NC. It is a national lender, with SBA loans on record in 42 states and territories. Everything below comes from federal SBA loan records, not from the lender's marketing. This is what it has actually funded.
Loan sizes Truliant FCU actually approves
The median SBA approval at Truliant FCU is $1,094,450. The middle 80% of its loans fall between $300,000 and $3,317,500. The smallest approval on record since 2020 is $100,000 and the largest is $5,000,000. If the amount you need sits far outside that range, this is probably not the right first call, no matter what the website says.
Industries it funds most
| Industry | Loans since 2020 | Share |
|---|---|---|
| Full-Service Restaurants | 20 | 6.4% |
| Plumbing, Heating, and Air-Conditioning Contractors | 16 | 5.1% |
| Limited-Service Restaurants | 9 | 2.9% |
| General Automotive Repair | 7 | 2.2% |
| All Other Specialty Trade Contractors | 7 | 2.2% |
| Offices of Mental Health Practitioners (except Physicians) | 6 | 1.9% |
| Electrical Contractors and Other Wiring Installation Contractors | 6 | 1.9% |
| Hotels (except Casino Hotels) and Motels | 5 | 1.6% |
| Automotive Body, Paint, and Interior Repair and Maintenance | 5 | 1.6% |
| Marketing Consulting Services | 5 | 1.6% |
| Fitness and Recreational Sports Centers | 5 | 1.6% |
| Offices of Certified Public Accountants | 5 | 1.6% |
Borrower profile
- Beyond SBA lending, NCUA call reports show $194M in commercial loans granted in the first quarter of 2026 alone, on a total commercial portfolio of $1.1B (as of 2026-03-31).
- only 11.9% of its recent SBA loans went to startups, this lender works almost entirely with established businesses.
- Collateral was taken on 94.2% of its recent SBA loans.
- 0.6% of its loans carry fixed rates; the rest are variable.
Smarter Business Funding
Find out what your business could qualify for
Answer six quick questions and get your business funding profile. We match it against real SBA lending records and follow up personally. No credit check, about 60 seconds.
Start your funding profile →Owner Experiences
Worked with Truliant FCU? Tell other owners.
Real experiences from business owners help others pick the right lender. Reviews are screened before publishing. We never pay for reviews, and lenders cannot pay to change or remove them.
Sources and limits. Figures are derived from U.S. Small Business Administration 7(a) and 504 FOIA loan-level records (data as of 2026-06-30, retrieved 2026-08-08) and FDIC public institution data. Commercial lending figures from NCUA 5300 call report data. They describe past lending activity only. They are not rate quotes, not current offers, and not an indication that any business will qualify. Lender programs and criteria change. Big Brain Funding is not affiliated with or endorsed by Truliant FCU.