Capital Matrix, Inc.: SBA Lending Profile
Capital Matrix, Inc. is a Certified Development Company (CDC), headquartered in Boise, ID. It is active in 7 states, concentrated around ID, MT, WA. Everything below comes from federal SBA loan records, not from the lender's marketing. This is what it has actually funded.
Loan sizes Capital Matrix, Inc. actually approves
The median SBA approval at Capital Matrix, Inc. is $335,000. The middle 80% of its loans fall between $119,200 and $1,166,900. The smallest approval on record since 2020 is $42,000 and the largest is $5,000,000. If the amount you need sits far outside that range, this is probably not the right first call, no matter what the website says.
Industries it funds most
| Industry | Loans since 2020 | Share |
|---|---|---|
| Offices of Dentists | 40 | 5.1% |
| Offices of Physicians (except Mental Health Specialists) | 28 | 3.6% |
| Full-Service Restaurants | 26 | 3.3% |
| Hotels (except Casino Hotels) and Motels | 24 | 3.1% |
| Offices of Lawyers | 21 | 2.7% |
| Offices of Optometrists | 18 | 2.3% |
| Child Day Care Services | 14 | 1.8% |
| Offices of Chiropractors | 14 | 1.8% |
| Offices of Mental Health Practitioners (except Physicians) | 14 | 1.8% |
| Insurance Agencies and Brokerages | 13 | 1.7% |
| All Other Specialty Trade Contractors | 13 | 1.7% |
| Offices of Real Estate Agents and Brokers | 12 | 1.5% |
Borrower profile
- only 8.6% of its recent SBA loans went to startups, this lender works almost entirely with established businesses.
- Collateral was taken on 99.6% of its recent SBA loans.
Smarter Business Funding
Find out what your business could qualify for
Answer six quick questions and get your business funding profile. We match it against real SBA lending records and follow up personally. No credit check, about 60 seconds.
Start your funding profile →Owner Experiences
Worked with Capital Matrix, Inc.? Tell other owners.
Real experiences from business owners help others pick the right lender. Reviews are screened before publishing. We never pay for reviews, and lenders cannot pay to change or remove them.
Sources and limits. Figures are derived from U.S. Small Business Administration 7(a) and 504 FOIA loan-level records (data as of 2026-06-30, retrieved 2026-08-08) and FDIC public institution data. They describe past lending activity only. They are not rate quotes, not current offers, and not an indication that any business will qualify. Lender programs and criteria change. Big Brain Funding is not affiliated with or endorsed by Capital Matrix, Inc..