CDC Small Business Finance Corp.: SBA Lending Profile
CDC Small Business Finance Corp. is a non-bank SBA lending company (SBLC), headquartered in San Diego, CA. It is a national lender, with SBA loans on record in 43 states and territories. Everything below comes from federal SBA loan records, not from the lender's marketing. This is what it has actually funded.
Loan sizes CDC Small Business Finance Corp. actually approves
The median SBA approval at CDC Small Business Finance Corp. is $146,600. The middle 80% of its loans fall between $50,000 and $300,000. The smallest approval on record since 2020 is $10,000 and the largest is $350,000. If the amount you need sits far outside that range, this is probably not the right first call, no matter what the website says.
Programs
| Program | Loans FY25-26 | Median size | Median rate | Median term |
|---|---|---|---|---|
| SBA 7(a) | 523 | $147K | 10.5% | 10 years |
| SBA 504 | 130 | $636K | n/a | 20 years |
Industries it funds most
| Industry | Loans since 2020 | Share |
|---|---|---|
| Home Health Care Services | 58 | 3.7% |
| Fitness and Recreational Sports Centers | 49 | 3.1% |
| Limited-Service Restaurants | 42 | 2.7% |
| Other Personal Care Services | 34 | 2.2% |
| Full-Service Restaurants | 32 | 2% |
| Child Day Care Services | 29 | 1.8% |
| Snack and Nonalcoholic Beverage Bars | 26 | 1.7% |
| Pet Care (except Veterinary) Services | 25 | 1.6% |
| Administrative Management and General Management Consulting Services | 24 | 1.5% |
| All Other Amusement and Recreation Industries | 23 | 1.5% |
| Offices of Mental Health Practitioners (except Physicians) | 22 | 1.4% |
| Janitorial Services | 22 | 1.4% |
Borrower profile
- 55.9% of its recent SBA loans went to startups or businesses under two years old, which is high, most SBA lenders skew heavily toward established companies.
- Collateral was taken on 89.9% of its recent SBA loans.
- 0.1% of its loans carry fixed rates; the rest are variable.
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Sources and limits. Figures are derived from U.S. Small Business Administration 7(a) and 504 FOIA loan-level records (data as of 2026-06-30, retrieved 2026-08-08) and FDIC public institution data. They describe past lending activity only. They are not rate quotes, not current offers, and not an indication that any business will qualify. Lender programs and criteria change. Big Brain Funding is not affiliated with or endorsed by CDC Small Business Finance Corp..