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Centerstone SBA Lending, Inc.: SBA Lending Profile

Centerstone SBA Lending, Inc. is a non-bank SBA lending company (SBLC), headquartered in LOS ANGELES, CA. It is a national lender, with SBA loans on record in 41 states and territories. Everything below comes from federal SBA loan records, not from the lender's marketing. This is what it has actually funded.

165SBA loans approved FY2025 to FY2026
$315K to $3.5Mtypical approval range (10th to 90th percentile)
9%median initial interest rate
21.7 yearsmedian loan term

Loan sizes Centerstone SBA Lending, Inc. actually approves

The median SBA approval at Centerstone SBA Lending, Inc. is $910,000. The middle 80% of its loans fall between $314,800 and $3,469,000. The smallest approval on record since 2020 is $115,000 and the largest is $5,000,000. If the amount you need sits far outside that range, this is probably not the right first call, no matter what the website says.

Industries it funds most

IndustryLoans since 2020Share
Hotels (except Casino Hotels) and Motels8022.9%
Full-Service Restaurants329.1%
Limited-Service Restaurants288%
Beer, Wine, and Liquor Retailers216%
Couriers and Express Delivery Services164.6%
Gasoline Stations with Convenience Stores133.7%
Supermarkets and Other Grocery (except Convenience) Stores82.3%
Child Day Care Services61.7%
Snack and Nonalcoholic Beverage Bars51.4%
Other Miscellaneous Durable Goods Merchant Wholesalers41.1%
Other Personal Care Services41.1%
Offices of Lawyers41.1%

Borrower profile

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Sources and limits. Figures are derived from U.S. Small Business Administration 7(a) and 504 FOIA loan-level records (data as of 2026-06-30, retrieved 2026-08-08) and FDIC public institution data. They describe past lending activity only. They are not rate quotes, not current offers, and not an indication that any business will qualify. Lender programs and criteria change. Big Brain Funding is not affiliated with or endorsed by Centerstone SBA Lending, Inc..