EverBank National Association: SBA Lending Profile
EverBank National Association is a bank that funds the first-mortgage portion of SBA 504 projects, headquartered in Jacksonville, FL. It is active in 3 states, concentrated around CA, IL, TX. Everything below comes from federal SBA loan records, not from the lender's marketing. This is what it has actually funded.
Loan sizes EverBank National Association actually approves
The median SBA approval at EverBank National Association is $1,440,000. The middle 80% of its loans fall between $702,500 and $3,750,000. The smallest approval on record since 2020 is $285,500 and the largest is $18,970,000. If the amount you need sits far outside that range, this is probably not the right first call, no matter what the website says.
Programs
| Program | Loans FY25-26 | Median size | Median rate | Median term |
|---|---|---|---|---|
| 504 first mortgage (third party) | 80 | $1.4M | n/a | 25 years |
| SBA 7(a) | 25 | $1.2M | 6.79% | 25 years |
Industries it funds most
| Industry | Loans since 2020 | Share |
|---|---|---|
| Other Miscellaneous Durable Goods Merchant Wholesalers | 2 | 4.9% |
| Other Technical and Trade Schools | 2 | 4.9% |
| Full-Service Restaurants | 2 | 4.9% |
| Electrical Apparatus and Equipment, Wiring Supplies, and Related Equipment Merchant Wholesalers | 2 | 4.9% |
| Insurance Agencies and Brokerages | 2 | 4.9% |
| Used Car Dealers | 2 | 4.9% |
| All Other Plastics Product Manufacturing | 2 | 4.9% |
| Offices of Physical, Occupational and Speech Therapists, and Audiologists | 2 | 4.9% |
| Offices of Chiropractors | 2 | 4.9% |
| Plastics Bag and Pouch Manufacturing | 1 | 2.4% |
| Hotels (except Casino Hotels) and Motels | 1 | 2.4% |
| Painting and Wall Covering Contractors | 1 | 2.4% |
Borrower profile
- only 2.4% of its recent SBA loans went to startups, this lender works almost entirely with established businesses.
- Collateral was taken on 100% of its recent SBA loans.
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Sources and limits. Figures are derived from U.S. Small Business Administration 7(a) and 504 FOIA loan-level records (data as of 2026-06-30, retrieved 2026-08-08) and FDIC public institution data. They describe past lending activity only. They are not rate quotes, not current offers, and not an indication that any business will qualify. Lender programs and criteria change. Big Brain Funding is not affiliated with or endorsed by EverBank National Association.