FDIC - Community Bank & Trust-West Georgia: SBA Lending Profile
FDIC - Community Bank & Trust-West Georgia is a non-bank SBA lending company (SBLC), headquartered in LaGrange, GA. It is active in 39 states, concentrated around FL, CA, NY. Everything below comes from federal SBA loan records, not from the lender's marketing. This is what it has actually funded.
Loan sizes FDIC - Community Bank & Trust-West Georgia actually approves
The median SBA approval at FDIC - Community Bank & Trust-West Georgia is $950,000. The middle 80% of its loans fall between $350,660 and $3,983,000. The smallest approval on record since 2020 is $100,000 and the largest is $5,000,000. If the amount you need sits far outside that range, this is probably not the right first call, no matter what the website says.
Industries it funds most
| Industry | Loans since 2020 | Share |
|---|---|---|
| Full-Service Restaurants | 14 | 4.6% |
| Fitness and Recreational Sports Centers | 12 | 3.9% |
| Other Personal Care Services | 8 | 2.6% |
| All Other Amusement and Recreation Industries | 7 | 2.3% |
| Snack and Nonalcoholic Beverage Bars | 6 | 2% |
| Landscaping Services | 6 | 2% |
| General Automotive Repair | 6 | 2% |
| Home Health Care Services | 5 | 1.6% |
| Hotels (except Casino Hotels) and Motels | 5 | 1.6% |
| Breweries | 5 | 1.6% |
| Services for the Elderly and Persons with Disabilities | 5 | 1.6% |
| Plumbing, Heating, and Air-Conditioning Contractors | 4 | 1.3% |
Borrower profile
- 35.7% of its recent SBA loans went to startups or businesses under two years old, which is high, most SBA lenders skew heavily toward established companies.
- Collateral was taken on 99.3% of its recent SBA loans.
- 1% of its loans carry fixed rates; the rest are variable.
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Sources and limits. Figures are derived from U.S. Small Business Administration 7(a) and 504 FOIA loan-level records (data as of 2026-06-30, retrieved 2026-08-08) and FDIC public institution data. They describe past lending activity only. They are not rate quotes, not current offers, and not an indication that any business will qualify. Lender programs and criteria change. Big Brain Funding is not affiliated with or endorsed by FDIC - Community Bank & Trust-West Georgia.