First National Bank of Pennsylvania: SBA Lending Profile
First National Bank of Pennsylvania is an FDIC-insured bank, headquartered in Greenville, PA. It is active in 31 states, concentrated around PA, NC, FL. Everything below comes from federal SBA loan records, not from the lender's marketing. This is what it has actually funded.
Loan sizes First National Bank of Pennsylvania actually approves
The median SBA approval at First National Bank of Pennsylvania is $627,000. The middle 80% of its loans fall between $75,000 and $2,152,600. The smallest approval on record since 2020 is $10,000 and the largest is $5,000,000. If the amount you need sits far outside that range, this is probably not the right first call, no matter what the website says.
Programs
| Program | Loans FY25-26 | Median size | Median rate | Median term |
|---|---|---|---|---|
| SBA 7(a) | 244 | $627K | 8.65% | 10 years |
| 504 first mortgage (third party) | 13 | $841K | n/a | 20 years |
Industries it funds most
| Industry | Loans since 2020 | Share |
|---|---|---|
| Child Day Care Services | 49 | 6.8% |
| Limited-Service Restaurants | 37 | 5.1% |
| Plumbing, Heating, and Air-Conditioning Contractors | 27 | 3.8% |
| General Automotive Repair | 24 | 3.3% |
| All Other Specialty Trade Contractors | 23 | 3.2% |
| Full-Service Restaurants | 17 | 2.4% |
| Landscaping Services | 17 | 2.4% |
| All Other Personal Services | 11 | 1.5% |
| Other Accounting Services | 10 | 1.4% |
| Pet Care (except Veterinary) Services | 10 | 1.4% |
| Offices of All Other Miscellaneous Health Practitioners | 10 | 1.4% |
| Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance | 10 | 1.4% |
Borrower profile
- 44.4% of its recent SBA loans went to startups or businesses under two years old, which is high, most SBA lenders skew heavily toward established companies.
- Collateral was taken on 85.4% of its recent SBA loans.
- 23.5% of its SBA lending is revolving lines of credit rather than term loans.
- 18.6% of its loans carry fixed rates; the rest are variable.
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Sources and limits. Figures are derived from U.S. Small Business Administration 7(a) and 504 FOIA loan-level records (data as of 2026-06-30, retrieved 2026-08-08) and FDIC public institution data. They describe past lending activity only. They are not rate quotes, not current offers, and not an indication that any business will qualify. Lender programs and criteria change. Big Brain Funding is not affiliated with or endorsed by First National Bank of Pennsylvania.