Hanmi Bank: SBA Lending Profile
Hanmi Bank is an FDIC-insured bank, headquartered in Los Angeles, CA. It is active in 29 states, concentrated around CA, CO, WA. Everything below comes from federal SBA loan records, not from the lender's marketing. This is what it has actually funded.
Loan sizes Hanmi Bank actually approves
The median SBA approval at Hanmi Bank is $578,000. The middle 80% of its loans fall between $182,600 and $2,104,000. The smallest approval on record since 2020 is $22,000 and the largest is $5,000,000. If the amount you need sits far outside that range, this is probably not the right first call, no matter what the website says.
Industries it funds most
| Industry | Loans since 2020 | Share |
|---|---|---|
| Full-Service Restaurants | 191 | 16.9% |
| Beer, Wine, and Liquor Retailers | 181 | 16% |
| Beer, Wine, and Liquor Stores | 145 | 12.8% |
| Limited-Service Restaurants | 105 | 9.3% |
| Snack and Nonalcoholic Beverage Bars | 44 | 3.9% |
| Hotels (except Casino Hotels) and Motels | 37 | 3.3% |
| Convenience Retailers | 33 | 2.9% |
| Supermarkets and Other Grocery (except Convenience) Stores | 32 | 2.8% |
| Coin-Operated Laundries and Drycleaners | 30 | 2.6% |
| Drycleaning and Laundry Services (except Coin-Operated) | 22 | 1.9% |
| Convenience Stores | 22 | 1.9% |
| Gasoline Stations with Convenience Stores | 20 | 1.8% |
Conventional small business lending, beyond SBA
SBA loans are a fraction of most banks' small business lending. Under the Community Reinvestment Act, Hanmi Bank reported 410 small business loan originations in 2024, totaling $165M, at an average of about $402K per loan across 33 states. 32.7% of those loans went to businesses with under $1M in annual revenue.
Borrower profile
- only 14% of its recent SBA loans went to startups, this lender works almost entirely with established businesses.
- Collateral was taken on 99.8% of its recent SBA loans.
- 0% of its loans carry fixed rates; the rest are variable.
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Sources and limits. Figures are derived from U.S. Small Business Administration 7(a) and 504 FOIA loan-level records (data as of 2026-06-30, retrieved 2026-08-08) and FDIC public institution data. Conventional small business lending figures from FFIEC CRA disclosure data (2024 activity year); CRA loan counts include business credit card originations at some institutions. They describe past lending activity only. They are not rate quotes, not current offers, and not an indication that any business will qualify. Lender programs and criteria change. Big Brain Funding is not affiliated with or endorsed by Hanmi Bank.