Leader Bank, National Association: SBA Lending Profile
Leader Bank, National Association is an FDIC-insured bank, headquartered in Arlington, MA. It is active in 28 states, concentrated around MA, TX, FL. Everything below comes from federal SBA loan records, not from the lender's marketing. This is what it has actually funded.
Loan sizes Leader Bank, National Association actually approves
The median SBA approval at Leader Bank, National Association is $200,000. The middle 80% of its loans fall between $34,000 and $1,015,000. The smallest approval on record since 2020 is $13,500 and the largest is $4,990,100. If the amount you need sits far outside that range, this is probably not the right first call, no matter what the website says.
Programs
| Program | Loans FY25-26 | Median size | Median rate | Median term |
|---|---|---|---|---|
| SBA 7(a) | 106 | $200K | 9.5% | 10 years |
| 504 first mortgage (third party) | 6 | $349K | n/a | 20 years |
Industries it funds most
| Industry | Loans since 2020 | Share |
|---|---|---|
| Fuel Dealers | 24 | 10.5% |
| Offices of Lawyers | 11 | 4.8% |
| Full-Service Restaurants | 10 | 4.4% |
| Limited-Service Restaurants | 9 | 3.9% |
| Offices of Physicians (except Mental Health Specialists) | 6 | 2.6% |
| All Other Specialty Trade Contractors | 6 | 2.6% |
| All Other Professional, Scientific, and Technical Services | 6 | 2.6% |
| Home Health Care Services | 5 | 2.2% |
| Gasoline Stations with Convenience Stores | 5 | 2.2% |
| Supermarkets and Other Grocery (except Convenience) Stores | 5 | 2.2% |
| All Other Amusement and Recreation Industries | 5 | 2.2% |
| All Other Personal Services | 4 | 1.7% |
Borrower profile
- 35.1% of its recent SBA loans went to startups or businesses under two years old, which is high, most SBA lenders skew heavily toward established companies.
- Collateral was taken on 99.1% of its recent SBA loans.
- 27.5% of its SBA lending is revolving lines of credit rather than term loans.
- 1.3% of its loans carry fixed rates; the rest are variable.
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Sources and limits. Figures are derived from U.S. Small Business Administration 7(a) and 504 FOIA loan-level records (data as of 2026-06-30, retrieved 2026-08-08) and FDIC public institution data. They describe past lending activity only. They are not rate quotes, not current offers, and not an indication that any business will qualify. Lender programs and criteria change. Big Brain Funding is not affiliated with or endorsed by Leader Bank, National Association.