Michigan Certified Development Corporation: SBA Lending Profile
Michigan Certified Development Corporation is a Certified Development Company (CDC), headquartered in East Lansing, MI. It is active in 6 states, concentrated around MI, OH, IN. Everything below comes from federal SBA loan records, not from the lender's marketing. This is what it has actually funded.
Loan sizes Michigan Certified Development Corporation actually approves
The median SBA approval at Michigan Certified Development Corporation is $404,500. The middle 80% of its loans fall between $145,300 and $1,300,700. The smallest approval on record since 2020 is $50,000 and the largest is $5,168,000. If the amount you need sits far outside that range, this is probably not the right first call, no matter what the website says.
Programs
| Program | Loans FY25-26 | Median size | Median rate | Median term |
|---|---|---|---|---|
| SBA 504 | 116 | $405K | n/a | 20 years |
| SBA 7(a) | 14 | $144K | 10.75% | 10 years |
Industries it funds most
| Industry | Loans since 2020 | Share |
|---|---|---|
| Full-Service Restaurants | 68 | 4.8% |
| Hotels (except Casino Hotels) and Motels | 64 | 4.5% |
| Limited-Service Restaurants | 53 | 3.7% |
| Offices of Dentists | 41 | 2.9% |
| Lessors of Miniwarehouses and Self-Storage Units | 40 | 2.8% |
| Assisted Living Facilities for the Elderly | 33 | 2.3% |
| Child Day Care Services | 32 | 2.3% |
| General Automotive Repair | 29 | 2.1% |
| Offices of Physicians (except Mental Health Specialists) | 26 | 1.8% |
| Car Washes | 26 | 1.8% |
| Limited-Service Restaurants | 25 | 1.8% |
| All Other Miscellaneous Fabricated Metal Product Manufacturing | 25 | 1.8% |
Borrower profile
- only 8.8% of its recent SBA loans went to startups, this lender works almost entirely with established businesses.
- Collateral was taken on 97.2% of its recent SBA loans.
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Sources and limits. Figures are derived from U.S. Small Business Administration 7(a) and 504 FOIA loan-level records (data as of 2026-06-30, retrieved 2026-08-08) and FDIC public institution data. They describe past lending activity only. They are not rate quotes, not current offers, and not an indication that any business will qualify. Lender programs and criteria change. Big Brain Funding is not affiliated with or endorsed by Michigan Certified Development Corporation.