Telhio Credit Union Inc: SBA Lending Profile
Certified CDFI, U.S. Treasury
Telhio Credit Union Inc is a credit union, headquartered in COLUMBUS, OH. It is active in 6 states, concentrated around OH, KY, FL. Everything below comes from federal SBA loan records, not from the lender's marketing. This is what it has actually funded.
Loan sizes Telhio Credit Union Inc actually approves
The median SBA approval at Telhio Credit Union Inc is $150,000. The middle 80% of its loans fall between $50,000 and $575,960. The smallest approval on record since 2020 is $11,300 and the largest is $5,000,000. If the amount you need sits far outside that range, this is probably not the right first call, no matter what the website says.
Programs
| Program | Loans FY25-26 | Median size | Median rate | Median term |
|---|---|---|---|---|
| SBA 7(a) | 66 | $150K | 9.5% | 10 years |
| 504 first mortgage (third party) | 2 | $388K | n/a | 20 years |
Industries it funds most
| Industry | Loans since 2020 | Share |
|---|---|---|
| Limited-Service Restaurants | 20 | 5.2% |
| Full-Service Restaurants | 19 | 4.9% |
| Child Day Care Services | 16 | 4.2% |
| General Freight Trucking, Local | 15 | 3.9% |
| Landscaping Services | 10 | 2.6% |
| Fitness and Recreational Sports Centers | 9 | 2.3% |
| Pet Care (except Veterinary) Services | 8 | 2.1% |
| Lessors of Other Real Estate Property | 8 | 2.1% |
| Plumbing, Heating, and Air-Conditioning Contractors | 7 | 1.8% |
| Other Activities Related to Real Estate | 7 | 1.8% |
| Electrical Contractors and Other Wiring Installation Contractors | 6 | 1.6% |
| Lessors of Nonresidential Buildings (except Miniwarehouses) | 6 | 1.6% |
Borrower profile
- This institution is a Treasury-certified Community Development Financial Institution. CDFIs exist specifically to fund businesses and communities that conventional lenders often decline.
- 41.5% of its recent SBA loans went to startups or businesses under two years old, which is high, most SBA lenders skew heavily toward established companies.
- Collateral was taken on 97.7% of its recent SBA loans.
- 17.7% of its SBA lending is revolving lines of credit rather than term loans.
- 54.2% of its loans carry fixed rates; the rest are variable.
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Sources and limits. Figures are derived from U.S. Small Business Administration 7(a) and 504 FOIA loan-level records (data as of 2026-06-30, retrieved 2026-08-08) and FDIC public institution data. CDFI certification status from the U.S. Treasury CDFI Fund certified institution list. They describe past lending activity only. They are not rate quotes, not current offers, and not an indication that any business will qualify. Lender programs and criteria change. Big Brain Funding is not affiliated with or endorsed by Telhio Credit Union Inc.