VelocitySBA, LLC: SBA Lending Profile
VelocitySBA, LLC is a non-bank SBA lending company (SBLC), headquartered in Irving, TX. It is a national lender, with SBA loans on record in 44 states and territories. Everything below comes from federal SBA loan records, not from the lender's marketing. This is what it has actually funded.
Loan sizes VelocitySBA, LLC actually approves
The median SBA approval at VelocitySBA, LLC is $765,000. The middle 80% of its loans fall between $313,000 and $2,381,000. The smallest approval on record since 2020 is $103,000 and the largest is $5,000,000. If the amount you need sits far outside that range, this is probably not the right first call, no matter what the website says.
Programs
| Program | Loans FY25-26 | Median size | Median rate | Median term |
|---|---|---|---|---|
| SBA 7(a) | 326 | $765K | 9.75% | 10.3 years |
| 504 first mortgage (third party) | 1 | $1.5M | n/a | 25 years |
Industries it funds most
| Industry | Loans since 2020 | Share |
|---|---|---|
| Full-Service Restaurants | 44 | 5.7% |
| Limited-Service Restaurants | 38 | 4.9% |
| Hotels (except Casino Hotels) and Motels | 31 | 4% |
| Beer, Wine, and Liquor Stores | 26 | 3.4% |
| Beer, Wine, and Liquor Retailers | 24 | 3.1% |
| General Automotive Repair | 23 | 3% |
| Snack and Nonalcoholic Beverage Bars | 21 | 2.7% |
| General Freight Trucking, Long-Distance, Truckload | 18 | 2.3% |
| All Other Specialty Trade Contractors | 16 | 2.1% |
| Fitness and Recreational Sports Centers | 15 | 1.9% |
| Gasoline Stations with Convenience Stores | 15 | 1.9% |
| Automotive Body, Paint, and Interior Repair and Maintenance | 14 | 1.8% |
Borrower profile
- 20.2% of its recent SBA loans went to startups or businesses under two years old.
- Collateral was taken on 99.1% of its recent SBA loans.
- 0% of its loans carry fixed rates; the rest are variable.
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Sources and limits. Figures are derived from U.S. Small Business Administration 7(a) and 504 FOIA loan-level records (data as of 2026-06-30, retrieved 2026-08-08) and FDIC public institution data. They describe past lending activity only. They are not rate quotes, not current offers, and not an indication that any business will qualify. Lender programs and criteria change. Big Brain Funding is not affiliated with or endorsed by VelocitySBA, LLC.