Kiavi
Private lender. Multiple states. Published company identifier: NMLS 1125207.
Provider identity
- Public brand
- Kiavi
- Legal name
- Kiavi Funding Inc.
- Company ID
- NMLS 1125207
- Model
- Direct online platform
- Coverage
- The official site provides a state-specific availability tool. Confirm the property state in that tool before applying.
Published program
- Loan range
- Not stated on reviewed rental page
- Terms and purpose
- Purchase, refinance, and cash-out rental loans
- Short-term rental
- Published as supported
- Foreign national
- Not published
- Entity vesting
- Not published
- First-time investor
- Published as supported
Eligible property types published
What stands out
- Online prequalification
- Long-term rental and vacation rental programs
- Qualification based on property cash flow
Sources and limits
Rates displayed on the provider site can change quickly and are intentionally not reproduced in this directory.
- Official rental loan program
- Official company and NMLS disclosure
- NMLS Consumer Access, search company ID 1125207
Checked 2026-08-20. Public product pages can lag current underwriting. Ask the provider to identify the legal lender, confirm property-state authority, and put all terms in writing.
Compare this provider correctly
Send the same property address, loan amount, credit range, rent documentation, and reserve estimate to at least three providers. Compare rate, total points, all fees, prepayment penalty, cash to close, and the DSCR calculation on the same day.
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