Lima One Capital
Private lender. Multiple states. Published company identifier: NMLS 1324403.
Provider identity
- Public brand
- Lima One Capital
- Legal name
- Lima One Capital, LLC
- Company ID
- NMLS 1324403
- Model
- In-house private lending team
- Coverage
- The company publishes several state licenses. Confirm the property state and current licensing before applying.
Published program
- Loan range
- Not published on reviewed rental page
- Terms and purpose
- 30-year fixed, 5/1 ARM, 10/1 ARM, and 5-year interest-only options
- Short-term rental
- Published as supported
- Foreign national
- Published as supported
- Entity vesting
- Published as supported
- First-time investor
- Not published
Eligible property types published
What stands out
- Single-property and portfolio programs
- Cash-out refinance
- Short-term rental underwriting
Sources and limits
The provider customizes leverage and pricing by scenario. Ask for the full prepayment structure and all points in writing.
- Official rental loan program and qualification details
- Official short-term rental program
- NMLS Consumer Access, search company ID 1324403
Checked 2026-08-20. Public product pages can lag current underwriting. Ask the provider to identify the legal lender, confirm property-state authority, and put all terms in writing.
Compare this provider correctly
Send the same property address, loan amount, credit range, rent documentation, and reserve estimate to at least three providers. Compare rate, total points, all fees, prepayment penalty, cash to close, and the DSCR calculation on the same day.
Compare real estate lendersEducational only. Not financial, legal, or tax advice. Big Brain Funding is not a lender or broker of record. This profile is not an endorsement, rate quote, approval, or offer to lend. Verify licensing, coverage, and current program details directly.