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Real Estate Lenders / MortgageDepot
Public provider profile, checked 2026-08-20

MortgageDepot

Mortgage broker. New York and published nationwide programs. Published company identifier: NMLS 1133788.

Mortgage brokerprovider model
Varies by programpublished minimum credit
Varies by programpublished minimum DSCR
Varies by programpublished purchase LTV

Provider identity

Public brand
MortgageDepot
Legal name
MortgageDepot
Company ID
NMLS 1133788
Model
Multiple wholesale lenders
Coverage
Corporate headquarters in New York. The company publishes a nationwide DSCR page, but availability varies by wholesale program and state.

Published program

Loan range
Varies by program
Terms and purpose
Program-specific purchase and refinance options
Short-term rental
Not published
Foreign national
Published as supported
Entity vesting
Published as supported
First-time investor
Published as supported

Eligible property types published

Investment property1 to 4 unitsMixed-use on select programs

What stands out

  • Non-QM DSCR programs
  • Publishes lender-specific program matrices
  • New York investor focus

Sources and limits

Many program sheets are intended for mortgage professionals and can change without notice. Confirm which lender will underwrite and fund the loan.

Checked 2026-08-20. Public product pages can lag current underwriting. Ask the provider to identify the legal lender, confirm property-state authority, and put all terms in writing.

Compare this provider correctly

Send the same property address, loan amount, credit range, rent documentation, and reserve estimate to at least three providers. Compare rate, total points, all fees, prepayment penalty, cash to close, and the DSCR calculation on the same day.

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Educational only. Not financial, legal, or tax advice. Big Brain Funding is not a lender or broker of record. This profile is not an endorsement, rate quote, approval, or offer to lend. Verify licensing, coverage, and current program details directly.