RCN Capital
Private direct lender. Published as nationwide. Published company identifier: NMLS 1045656.
Provider identity
- Public brand
- RCN Capital
- Legal name
- RCN Capital, LLC
- Company ID
- NMLS 1045656
- Model
- Retail and wholesale direct lender
- Coverage
- Programs may not be available in every state. The company publishes licenses for AZ, CA, MN, and OR and directs users to NMLS for more information.
Published program
- Loan range
- $70,000 to $1.5 million
- Terms and purpose
- 30-year fixed, hybrid ARM, and interest-only options
- Short-term rental
- Not supported on reviewed program
- Foreign national
- Not published
- Entity vesting
- Not published
- First-time investor
- Not published
Eligible property types published
What stands out
- No upfront application fee
- Long-term DSCR program
- Retail, broker, and correspondent channels
Sources and limits
The current FAQ and older 2025 program sheet differ on the minimum credit score and minimum loan amount. This profile uses the current FAQ values. Confirm the written guideline before relying on either version.
- Official FAQ and direct lender disclosure
- Official long-term rental program sheet
- NMLS Consumer Access, search company ID 1045656
Checked 2026-08-20. Public product pages can lag current underwriting. Ask the provider to identify the legal lender, confirm property-state authority, and put all terms in writing.
Compare this provider correctly
Send the same property address, loan amount, credit range, rent documentation, and reserve estimate to at least three providers. Compare rate, total points, all fees, prepayment penalty, cash to close, and the DSCR calculation on the same day.
Compare real estate lendersEducational only. Not financial, legal, or tax advice. Big Brain Funding is not a lender or broker of record. This profile is not an endorsement, rate quote, approval, or offer to lend. Verify licensing, coverage, and current program details directly.