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Real Estate Lenders / United Lending Partners
Public provider profile, checked 2026-08-20

United Lending Partners

Mortgage broker. 9 states. Published company identifier: NMLS 168352.

Mortgage brokerprovider model
680 recommendedpublished minimum credit
Not publishedpublished minimum DSCR
80% implied by 20% down guidelinepublished purchase LTV

Provider identity

Public brand
DSCR Loans Online
Legal name
United Lending Partners Inc.
Company ID
NMLS 168352
Model
Multiple wholesale programs
Coverage
CA, AZ, DC, MD, CT, NJ, DE, NC, and SC

Published program

Loan range
$700,000 typical loan size; limits not published
Terms and purpose
Purchase, refinance, and cash-out options
Short-term rental
Published as supported
Foreign national
Not published
Entity vesting
Not published
First-time investor
Not published

Eligible property types published

Single-family rental2 to 4 unitsShort-term rental5+ unit and mixed-use

What stands out

  • No personal income documentation
  • Property cash flow qualification
  • Published close time as few as 21 days

Sources and limits

The site describes business-purpose investment property financing only. Confirm property-state licensing and current program terms before applying.

Checked 2026-08-20. Public product pages can lag current underwriting. Ask the provider to identify the legal lender, confirm property-state authority, and put all terms in writing.

Compare this provider correctly

Send the same property address, loan amount, credit range, rent documentation, and reserve estimate to at least three providers. Compare rate, total points, all fees, prepayment penalty, cash to close, and the DSCR calculation on the same day.

Compare real estate lenders

Educational only. Not financial, legal, or tax advice. Big Brain Funding is not a lender or broker of record. This profile is not an endorsement, rate quote, approval, or offer to lend. Verify licensing, coverage, and current program details directly.