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Real Estate Lenders / Visio Lending
Public provider profile, checked 2026-08-20

Visio Lending

DSCR lender. Most states and DC. Published company identifier: NMLS 1935590 / 2297729.

DSCR lenderprovider model
680published minimum credit
1.0, with some exceptionspublished minimum DSCR
Up to 80%published purchase LTV

Provider identity

Public brand
Visio Lending
Legal name
Visio Financial Services Inc. and Investor Mortgage Finance LLC
Company ID
NMLS 1935590 / 2297729
Model
Direct investor and broker channels
Coverage
The August 2026 program sheet excludes AK, MN, NE, NV, ND, OR, SD, UT, and VT. State rules and originator entity can vary.

Published program

Loan range
$100,000 to $2 million generally; exceptions by approval
Terms and purpose
30-year fixed, 5/6 ARM, 7/6 ARM, and interest-only options
Short-term rental
Published as supported
Foreign national
Not published
Entity vesting
Published as supported
First-time investor
Not published

Eligible property types published

1 to 4 unit residentialTownhomeCondoVacation rental

What stands out

  • Long-term and vacation rental focus
  • Entity borrowing options
  • Investor and broker portals

Sources and limits

Two affiliated originators and multiple program channels are disclosed. Confirm the legal lender, company ID, and applicable license on your documents.

Checked 2026-08-20. Public product pages can lag current underwriting. Ask the provider to identify the legal lender, confirm property-state authority, and put all terms in writing.

Compare this provider correctly

Send the same property address, loan amount, credit range, rent documentation, and reserve estimate to at least three providers. Compare rate, total points, all fees, prepayment penalty, cash to close, and the DSCR calculation on the same day.

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Educational only. Not financial, legal, or tax advice. Big Brain Funding is not a lender or broker of record. This profile is not an endorsement, rate quote, approval, or offer to lend. Verify licensing, coverage, and current program details directly.